Plan Ledger DOL Form 5500 · updated monthly

Spartannash Company401(k)

SPARTANNASH COMPANY SAVINGS PLUS PLAN · GRAND RAPIDS, MI · plan year 2024

Reported admin expense ratio · 2024
0.12%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Spartannash Company reported $797,350 in plan administrative expenses for 2024: 0.12% of average plan assets, above the peer median. Employer contributions averaged $749 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.125% to 0.117%. The plan sits in the $250M–$1B size bracket, benchmarked here against 2,883 comparable plans and shown alongside other wholesale trade employers. By assets it is the 50th-largest of 2,619 plans among Michigan employers on file, and the 72nd of 4,246 in wholesale trade. In 2024, employees put in $2.24 for every $1.00 the employer contributed; active participation has shrunk from 26,864 to 16,791 since 2022.

Plan summary
Net assets, end of year$709,474,679
Participants with balances8,247
Active participants16,791
Employer contributions$12,581,294
Employee contributions$28,196,783
Employer contribution per active participant$749
Average account balance$86,028
Benefits paid to participants$84,307,575
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$709.5M · 8,247 accts · $12.6M emplr
2023$651.2M · 8,653 accts · $13.3M emplr
2022$566.2M · 9,034 accts · $13.0M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$395,697
Investment management$379,229
Audit (IQPA)$18,224
Total administrative$797,350
The Spartannash Company 401(k) match · 2024
Employer contribution per active participant$749
Median for plans this size$4,294
2024$749 per active participant
2023$398 per active participant
2022$482 per active participant

Spartannash Company's 2024 employer contribution ran below the $4,294 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20245
FIDELITY INV INST OPERATIONS · Loan processing$395,938
STRATEGIC ADVISORS, INC. · Investment advisory (plan)$280,254
MERRILL LYNCH · Consulting$62,019
CAPTRUST · Consulting$36,956
REHMANN ROBSON · Accounting / audit$18,224

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$797,350 · 0.12%
2023$816,282 · 0.13%
2022$798,987 · 0.12%
All plans at this employer2
SPARTANNASH COMPANY SAVINGS PLUS PLAN401(k)
SPARTANNASH COMPANY SAVINGS PLUS PLAN FOR UNION ASSOCIATES401(k)
Same employer
Similar plansWholesale Trade · Michigan
Gordon Food Service, Inc. MI$2.8B · 0.08%
Kendall Electric, Inc. MI$899.8M · 0.00%
Alro Steel Corporation MI$512.8M · 0.11%
Nemak USA, Inc. MI$189.0M · 0.36%

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Source: U.S. Department of Labor, Form 5500 series, EIN 380593940 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.