Plan Ledger DOL Form 5500 · updated monthly

Spaldings, Inc.401(k)

SPALDING AUTO, INC. 401(K) PROFIT SHARING PLAN · SPOKANE, WA · plan year 2024

Reported admin expense ratio · 2024
0.02%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Spaldings, Inc. reported $3,110 in plan administrative expenses for 2024: 0.02% of average plan assets, lower than ~75% of peers. Employer contributions averaged $880 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.024% to 0.020%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other retail trade employers. By assets it is the 789th-largest of 1,714 plans among Washington employers on file, and the 1,751st of 5,215 in retail trade. In 2024, employees put in $3.53 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$16,632,468
Participants with balances165
Active participants154
Employer contributions$135,508
Employee contributions$478,067
Employer contribution per active participant$880
Average account balance$100,803
Benefits paid to participants$911,787
Plan auditUnmodified (clean) audit opinion
AuditorFRUCI AND ASSOCIATES, PS
Plan history3
Yearassets · accounts · employer contribution
2024$16.6M · 165 accts · $136K emplr
2023$15.0M · 167 accts · $140K emplr
2022$12.3M · 165 accts · $190K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$3,110
Total administrative$3,110
The Spaldings, Inc. 401(k) match · 2024
Employer contribution per active participant$880
Median for plans this size$2,416
2024$880 per active participant
2023$861 per active participant
2022$1,113 per active participant

Spaldings, Inc.'s 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
STANCORP FINANCIAL GROUP · Claims processing · Recordkeepingindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024The Standard
2023The Standard

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$3,110 · 0.02%
2023$1,948 · 0.01%
2022$2,757 · 0.02%
Same employer
Similar plansRetail Trade · Washington
Tacoma Screw Products, Inc. WA$18.8M · 0.23%
Hinshaw WA$18.3M · 0.39%
Copiers Northwest, Inc. WA$17.3M · 0.52%
Pierre Enterprises, Inc. WA$16.9M · 0.57%
Bud Clary Chevrolet, Inc. WA$16.0M · 0.90%
Larson Motors, Inc. WA$15.4M · 0.34%

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Source: U.S. Department of Labor, Form 5500 series, EIN 911088022 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.