Southwest Tennessee Emc401(k)
SOUTHWEST TENNESSEE EMC 401K PLAN · BROWNSVILLE, TN · plan year 2025
Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works
Southwest Tennessee Emc reported $83,685 in plan administrative expenses for 2025: 0.55% of average plan assets, higher than ~75% of peers. Employer contributions averaged $5,864 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.
Across the 3 years on file its reported administrative ratio rose from 0.41% to 0.55%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other utilities employers. By assets it is the 629th-largest of 1,496 plans among Tennessee employers on file, and 281st of 412 in utilities. In 2025, the employer put in $1.10 for every $1.00 employees contributed themselves.
Southwest Tennessee Emc's 2025 employer contribution ran above the $2,666 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.
Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.
Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.
Why are you looking at this plan?
Source: U.S. Department of Labor, Form 5500 series, EIN 620366645 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.