Plan Ledger DOL Form 5500 · updated monthly

Southern Graphics Inc.401(k)

SOUTHERN GRAPHICS INC. SAVINGS PLAN · LOUISVILLE, KY · plan year 2024

Reported admin expense ratio · 2024
0.11%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Southern Graphics Inc. reported $211,447 in plan administrative expenses for 2024: 0.11% of average plan assets, below the peer median. Employer contributions averaged $1,693 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.12% to 0.11%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other professional & technical services employers. By assets it is the 42nd-largest of 871 plans among Kentucky employers on file, and the 797th of 11,654 in professional & technical services. In 2024, employees put in $3.72 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$202,121,527
Participants with balances1,426
Active participants1,241
Employer contributions$2,101,627
Employee contributions$7,821,324
Employer contribution per active participant$1,693
Average account balance$141,740
Benefits paid to participants$22,517,427
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$202.1M · 1,426 accts · $2.1M emplr
2023$189.3M · 1,479 accts · $2.0M emplr
2022$183.2M · 1,581 accts · $2.9M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$165,261
Investment management$5,989
Audit (IQPA)$40,197
Total administrative$211,447
The Southern Graphics Inc. 401(k) match · 2024
Employer contribution per active participant$1,693
Median for plans this size$3,635
2024$1,693 per active participant
2023$1,615 per active participant
2022$2,104 per active participant

Southern Graphics Inc.'s 2024 employer contribution ran below the $3,635 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20246
TRANSAMERICA RETIREMENT SOLUTIONS · Claims processing · Recordkeeping$165,261
CHERRY BEKAERT LLP · Accounting / audit$30,397
MCM CPAS & ADVISORS LLP · Accounting / audit$9,800
GREAT WATERS WEALTH MANAGEMENT · Securities brokerage$5,694
CHARLES SCHWAB & CO., INC. · Securities brokerage$295
NATIONAL FINANCIAL SERVICES · Securities brokerageindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Transamerica
2023Transamerica

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Administrative cost history3
2024$211,447 · 0.11%
2023$244,464 · 0.13%
2022$254,458 · 0.12%
Same employer
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Frost Brown Todd LLP KY$329.9M · 0.05%
Confluent Health, LLC KY$204.1M · 0.23%
Stites & Harbison KY$183.6M · 0.08%
Stoll Keenon Ogden PLLC KY$167.9M · 0.04%
Waystar, Inc. KY$161.8M · 0.12%

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Source: U.S. Department of Labor, Form 5500 series, EIN 562555719 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.