Plan Ledger DOL Form 5500 · updated monthly

Smith Douglas Holdings LLC401(k)

SMITH DOUGLAS HOMES 401(K) PLAN · WOODSTOCK, GA · plan year 2024

Reported admin expense ratio · 2024
0.51%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Smith Douglas Holdings LLC reported $110,999 in plan administrative expenses for 2024: 0.51% of average plan assets, higher than ~75% of peers. Employer contributions averaged $3,339 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.54% to 0.51%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other construction employers. By assets it is the 784th-largest of 2,160 plans among Georgia employers on file, and the 1,803rd of 5,337 in construction. In 2024, employees put in $1.84 for every $1.00 the employer contributed; active participation has grown from 326 to 453 since 2022.

Plan summary
Net assets, end of year$23,716,089
Participants with balances351
Active participants453
Employer contributions$1,512,743
Employee contributions$2,784,429
Employer contribution per active participant$3,339
Average account balance$67,567
Benefits paid to participants$2,616,691
Plan auditUnmodified (clean) audit opinion
AuditorRUSHTON, LLC
Plan history3
Yearassets · accounts · employer contribution
2024$23.7M · 351 accts · $1.5M emplr
2023$19.5M · 321 accts · $1.3M emplr
2022$15.3M · 318 accts · $1.3M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$56,779
Investment management$54,220
Total administrative$110,999
The Smith Douglas Holdings LLC 401(k) match · 2024
Employer contribution per active participant$3,339
Median for plans this size$2,416
2024$3,339 per active participant
2023$3,543 per active participant
2022$3,876 per active participant

Smith Douglas Holdings LLC's 2024 employer contribution ran above the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
EMPOWER ADVISORY GROUP, LLC · Investment management$41,736
NFP RETIREMENT INC · Investment advisory (plan)$12,484

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$110,999 · 0.51%
2023$79,754 · 0.46%
2022$84,596 · 0.54%
Same employer
Similar plansConstruction · Georgia
Glass Systems, Inc GA$27.2M · 0.00%
Stewart Bros., Inc. GA$25.2M · 0.35%
Allison-Smith Company, LLC GA$21.4M · 0.28%

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Source: U.S. Department of Labor, Form 5500 series, EIN 810981602 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.