Plan Ledger DOL Form 5500 · updated monthly

Gemma Services401(k)

GEMMA SERVICES 403B PLAN · PLYMOUTH MEETING, PA · plan year 2024

Reported admin expense ratio · 2024
0.37%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Gemma Services reported $62,980 in plan administrative expenses for 2024: 0.37% of average plan assets, above the peer median. Employer contributions averaged $1,413 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.23% to 0.37%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other other services employers. By assets it is the 1,617th-largest of 3,651 plans among Pennsylvania employers on file, and the 1,121st of 3,341 in other services. In 2024, employees put in $1.65 for every $1.00 the employer contributed; active participation has grown from 427 to 491 since 2022.

Plan summary
Net assets, end of year$18,307,882
Participants with balances976
Active participants491
Employer contributions$693,742
Employee contributions$1,148,090
Employer contribution per active participant$1,413
Average account balance$18,758
Benefits paid to participants$1,062,626
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$18.3M · 976 accts · $694K emplr
2023$15.3M · 1,001 accts · $551K emplr
2022$13.2M · 770 accts · $215K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$60,651
Investment management$529
Total administrative$62,980
The Gemma Services 401(k) match · 2024
Employer contribution per active participant$1,413
Median for plans this size$2,416
2024$1,413 per active participant
2023$1,185 per active participant
2022$504 per active participant

Gemma Services's 2024 employer contribution ran below the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
TIAA · Custodial (securities)$100
CBIZ BENEFITS AND INSURANCE SERVICE · Other servicesindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$62,980 · 0.37%
2023$37,156 · 0.26%
2022$32,810 · 0.23%
Same employer
Similar plansOther Services · Pennsylvania
Niche.com, Inc. PA$23.1M · 0.28%
Kidspeace Corporation PA$22.4M · 0.37%
Natural Lands Trust, Inc. PA$21.8M · 0.16%
Nuna Baby Essentials Inc PA$21.1M · 0.07%
Towne Park, LLC PA$17.6M · 1.23%
Serge Global, Inc. PA$17.6M · 0.31%

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Source: U.S. Department of Labor, Form 5500 series, EIN 232310084 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.