Plan Ledger DOL Form 5500 · updated monthly

Sierra Lobo, Inc.401(k)

SIERRA LOBO, INC. 401(K) PLAN · MILAN, OH · plan year 2025

Reported admin expense ratio · 2025
0.28%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Sierra Lobo, Inc. reported $152,966 in plan administrative expenses for 2025: 0.28% of average plan assets, higher than ~75% of peers. Employer contributions averaged $1,645 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.00% to 0.28%. The plan sits in the $50M–$250M size bracket, benchmarked here against 605 comparable plans and shown alongside other professional & technical services employers. By assets it is the 548th-largest of 3,295 plans among Ohio employers on file, and the 2,310th of 11,654 in professional & technical services. In 2025, employees put in $3.87 for every $1.00 the employer contributed; active participation has grown from 431 to 690 since 2022.

Plan summary
Net assets, end of year$61,716,666
Participants with balances815
Active participants690
Employer contributions$1,134,850
Employee contributions$4,387,216
Employer contribution per active participant$1,645
Average account balance$75,726
Benefits paid to participants$3,970,689
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$61.7M · 815 accts · $1.1M emplr
2024$48.6M · 672 accts · $999K emplr
2023$43.3M · 679 accts · $973K emplr
2022$38.0M · 620 accts · $742K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$152,966
Total administrative$152,966
The Sierra Lobo, Inc. 401(k) match · 2025
Employer contribution per active participant$1,645
Median for plans this size$4,093
2025$1,645 per active participant
2024$1,888 per active participant
2023$1,808 per active participant
2022$1,722 per active participant

Sierra Lobo, Inc.'s 2025 employer contribution ran below the $4,093 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20254
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator · Loan processing$152,560
PENSION INNOVATIONS & CONSULTING · Contract administrator · Other services$405
OSAIC WEALTH, INC. · Investment advisory (plan)indirect comp
WILSHIRE ADVISORS LLC · Investment advisory (plan)indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$152,966 · 0.28%
2024$128,076 · 0.28%
2023$76,861 · 0.19%
2022$560 · 0.00%
Same employer
Similar plansProfessional & Technical Services · Ohio
Meaden & Moore, LLP OH$65.7M · 0.12%
Frontier Technology, Inc. OH$62.0M · 0.59%
Hahn Loeser & Parks LLP OH$61.3M · 0.17%
Therm-O-Disc, Inc OH$60.6M · 0.02%
The Smithers Group, Inc. OH$60.6M · 0.29%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 341759655 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.