Plan Ledger DOL Form 5500 · updated monthly

Reliabilityfirst Corporation401(k)

RELIABILITYFIRST CORPORATION 401(K) PLAN · CLEVELAND, OH · plan year 2025

Reported admin expense ratio · 2025
0.00%

Peer grade: A · admin costs + employer contributions vs same-size plans · how grading works

Reliabilityfirst Corporation reported $2,169 in plan administrative expenses for 2025: 0.00% of average plan assets, lower than ~75% of peers. Employer contributions averaged $27,542 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.004% to 0.004%. The plan sits in the $50M–$250M size bracket, benchmarked here against 605 comparable plans and shown alongside other professional & technical services employers. By assets it is the 565th-largest of 3,295 plans among Ohio employers on file, and the 2,364th of 11,654 in professional & technical services. In 2025, the employer put in $1.77 for every $1.00 employees contributed themselves; active participation has grown from 91 to 107 since 2023.

Plan summary
Net assets, end of year$60,352,164
Participants with balances144
Active participants107
Employer contributions$2,947,002
Employee contributions$1,667,334
Employer contribution per active participant$27,542
Average account balance$419,112
Benefits paid to participants$2,833,706
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2025$60.4M · 144 accts · $2.9M emplr
2024$49.8M · 123 accts · $2.7M emplr
2023$44.3M · 118 accts · $3.4M emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$2,169
Total administrative$2,169
The Reliabilityfirst Corporation 401(k) match · 2025
Employer contribution per active participant$27,542
Median for plans this size$4,093
2025$27,542 per active participant
2024$27,247 per active participant
2023$37,759 per active participant

Reliabilityfirst Corporation's 2025 employer contribution ran above the $4,093 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20251
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$2,169

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2025$2,169 · 0.00%
2024$2,219 · 0.00%
2023$1,778 · 0.00%
Similar plansProfessional & Technical Services · Ohio
Sierra Lobo, Inc. OH$61.7M · 0.28%
Hahn Loeser & Parks LLP OH$61.3M · 0.17%
Therm-O-Disc, Inc OH$60.6M · 0.02%
The Smithers Group, Inc. OH$60.6M · 0.29%
Velosio, LLC OH$57.6M · 0.19%

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Source: U.S. Department of Labor, Form 5500 series, EIN 141933339 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.