Plan Ledger DOL Form 5500 · updated monthly

Schaad Detective Agency Inc401(k)

SCHAAD DETECTIVE AGENCY INC 401(K) PROFIT SHARING PLAN · YORK, PA · plan year 2024

Reported admin expense ratio · 2024
1.15%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Schaad Detective Agency Inc reported $22,286 in plan administrative expenses for 2024: 1.15% of average plan assets, higher than ~75% of peers. Employer contributions averaged $781 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 1.27% to 1.15%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other administrative & support services employers. By assets it is among the smaller plans on file in Pennsylvania (3,359th of 3,651), and 1,947th of 2,534 in administrative & support services. In 2024, the employer put in $2.72 for every $1.00 employees contributed themselves.

Plan summary
Net assets, end of year$1,957,503
Participants with balances103
Active participants128
Employer contributions$100,000
Employee contributions$36,807
Employer contribution per active participant$781
Average account balance$19,005
Benefits paid to participants$276,410
Plan auditUnmodified (clean) audit opinion
AuditorBOYER & RITTER LLC
Plan history3
Yearassets · accounts · employer contribution
2024$2.0M · 103 accts · $100K emplr
2023$1.9M · 129 accts · $100K emplr
2022$1.7M · 144 accts · $106K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$13,039
Investment management$8,247
Trustee / custodial$1,000
Total administrative$22,286
The Schaad Detective Agency Inc 401(k) match · 2024
Employer contribution per active participant$781
Median for plans this size$1,313
2024$781 per active participant
2023$877 per active participant
2022$825 per active participant

Schaad Detective Agency Inc's 2024 employer contribution ran below the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
FULTON BANK, N.A. · Recordkeeping · Consulting$22,286

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024FULTON BANK, N.A.
2023FULTON BANK, N.A.

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$22,286 · 1.15%
2023$19,004 · 1.06%
2022$24,001 · 1.27%
Similar plansAdministrative & Support Services · Pennsylvania
National Link, L.P. PA$2.2M · 0.71%
Allied Personnel Services PA$2.1M · 0.81%
Answernet, Inc. PA$2.1M · 0.33%
Jfc Temps, Inc. PA$1.9M · 0.38%
Whitetail Disposal, Inc PA$1.9M · 0.04%

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Source: U.S. Department of Labor, Form 5500 series, EIN 232196421 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.