Plan Ledger DOL Form 5500 · updated monthly

Sapiens Americas Corporation401(k)

SAPIENS AMERICAS CORPORATION EMPLOYEE SAVINGS PLAN · ROCHELLE PARK, NJ · plan year 2025

Reported admin expense ratio · 2025
0.09%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Sapiens Americas Corporation reported $199,478 in plan administrative expenses for 2025: 0.09% of average plan assets, below the peer median. Employer contributions averaged $2,435 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.12% to 0.09%. The plan sits in the $50M–$250M size bracket, benchmarked here against 605 comparable plans and shown alongside other professional & technical services employers. By assets it is the 208th-largest of 2,419 plans among New Jersey employers on file, and the 715th of 11,654 in professional & technical services. In 2025, employees put in $6.29 for every $1.00 the employer contributed; active participation has shrunk from 561 to 492 since 2022.

Plan summary
Net assets, end of year$225,882,031
Participants with balances808
Active participants492
Employer contributions$1,197,961
Employee contributions$7,531,758
Employer contribution per active participant$2,435
Average account balance$279,557
Benefits paid to participants$17,978,945
Plan auditUnmodified (clean) audit opinion
AuditorTHOMAS, JUDY & TUCKER, P.A.
Plan history4
Yearassets · accounts · employer contribution
2025$225.9M · 808 accts · $1.2M emplr
2024$204.9M · 851 accts · $1.2M emplr
2023$186.8M · 906 accts · $1.3M emplr
2022$161.6M · 923 accts · $1.3M emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$145,978
Investment management$45,000
Audit (IQPA)$8,500
Total administrative$199,478
The Sapiens Americas Corporation 401(k) match · 2025
Employer contribution per active participant$2,435
Median for plans this size$4,093
2025$2,435 per active participant
2024$2,380 per active participant
2023$2,352 per active participant
2022$2,280 per active participant

Sapiens Americas Corporation's 2025 employer contribution ran below the $4,093 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20253
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator · Loan processing$145,978
ALLIANT RETIREMENT SVC · Contract administrator · Investment advisory (plan)$45,000
THOMAS JUDY · Accounting / audit$8,500

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$199,478 · 0.09%
2024$229,180 · 0.12%
2023$228,105 · 0.13%
2022$203,953 · 0.12%
Same employer
Similar plansProfessional & Technical Services · New Jersey
Agfa Corporation NJ$307.9M · 0.02%
Gibbons P.C. NJ$243.8M · 0.10%
Archer & Greiner, P.C. NJ$215.9M · 0.12%
Ltimindtree Limited NJ$207.1M · 0.42%
Topcon America Corporation NJ$206.3M · 0.08%

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Source: U.S. Department of Labor, Form 5500 series, EIN 133621430 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.