Sap America, Inc.401(k)
SAP AMERICA, INC. 401(K) PLAN · NEWTOWN SQUARE, PA · plan year 2025
Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works
Sap America, Inc. reported $4,406,346 in plan administrative expenses for 2025: 0.05% of average plan assets, above the peer median. Employer contributions averaged $7,025 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.
Across the 4 years on file its reported administrative ratio has held roughly steady near 0.051%. The plan sits in the over $1B size bracket, benchmarked here against 141 comparable plans and shown alongside other retail trade employers. By assets it is the 8th-largest of 3,651 plans among Pennsylvania employers on file, and the 9th of 5,215 in retail trade. In 2025, employees put in $2.50 for every $1.00 the employer contributed; active participation has shrunk from 18,856 to 16,587 since 2022.
Sap America, Inc.'s 2025 employer contribution ran above the $5,084 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.
Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.
Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.
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Source: U.S. Department of Labor, Form 5500 series, EIN 363556041 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.