Plan Ledger DOL Form 5500 · updated monthly

San Joaquin County Child Abuse Prevention Council401(k)

SAN JOAQUIN COUNTY CHILD ABUSE PREVENTION COUNCIL 403(B) PLAN · STOCKTON, CA · plan year 2024

Reported admin expense ratio · 2024
0.38%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

San Joaquin County Child Abuse Prevention Council reported $8,533 in plan administrative expenses for 2024: 0.38% of average plan assets, below the peer median. Employer contributions averaged $769 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.47% to 0.38%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in California (8,121st of 9,483), and 9,697th of 11,911 in health care & social assistance. In 2024, employees put in $2.04 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$2,419,745
Participants with balances138
Active participants146
Employer contributions$112,295
Employee contributions$229,030
Employer contribution per active participant$769
Average account balance$17,534
Benefits paid to participants$245,424
Plan auditUnmodified (clean) audit opinion
AuditorBOWMAN & COMPANY
Plan history3
Yearassets · accounts · employer contribution
2024$2.4M · 138 accts · $112K emplr
2023$2.1M · 143 accts · $93K emplr
2022$1.6M · 120 accts · $100K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$3,319
Investment management$5,214
Total administrative$8,533
The San Joaquin County Child Abuse Prevention Council 401(k) match · 2024
Employer contribution per active participant$769
Median for plans this size$1,313
2024$769 per active participant
2023$489 per active participant
2022$649 per active participant

San Joaquin County Child Abuse Prevention Council's 2024 employer contribution ran below the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
FINDEC BENEFIT SERVICES, INC · Contract administrator · Recordkeeping$3,319
FINDEC WEALTH SERVICES, INC · Pension consulting · Investment management$5,214
CHARLES SCHWAB TRUST BANK · Custodial (securities) · Trustee (directed)indirect comp
CHARLES SCHWAB & CO INC · Securities brokerageindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024FINDEC BENEFIT SERVICES, INC
2023FINDEC BENEFIT SERVICES, INC

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Administrative cost history3
2024$8,533 · 0.38%
2023$6,621 · 0.36%
2022$6,788 · 0.47%
Similar plansHealth Care & Social Assistance · California

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Source: U.S. Department of Labor, Form 5500 series, EIN 942497046 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.