Plan Ledger DOL Form 5500 · updated monthly

Lighthouse Living Services401(k)

LIGHTHOUSE LIVING SERVICES 401(K) PROFIT SHARING PLAN · SACRAMENTO, CA · plan year 2024

Reported admin expense ratio · 2024
1.42%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Lighthouse Living Services reported $32,584 in plan administrative expenses for 2024: 1.42% of average plan assets, higher than ~90% of peers. Employer contributions averaged $594 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 1.42%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in California (8,082nd of 9,483), and 9,646th of 11,911 in health care & social assistance. In 2024, employees put in $1.78 for every $1.00 the employer contributed; active participation has shrunk from 168 to 149 since 2022.

Plan summary
Net assets, end of year$2,494,456
Participants with balances104
Active participants149
Employer contributions$88,504
Employee contributions$157,202
Employer contribution per active participant$594
Average account balance$23,985
Benefits paid to participants$73,975
Plan auditUnmodified (clean) audit opinion
AuditorWILLIAMS AND OLDS CPAS
Plan history3
Yearassets · accounts · employer contribution
2024$2.5M · 104 accts · $89K emplr
2023$2.1M · 103 accts · $89K emplr
2022$1.7M · 89 accts · $79K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$32,584
Total administrative$32,584
The Lighthouse Living Services 401(k) match · 2024
Employer contribution per active participant$594
Median for plans this size$1,313
2024$594 per active participant
2023$574 per active participant
2022$471 per active participant

Lighthouse Living Services's 2024 employer contribution ran below the $1,313 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
JOHN HANCOCK USA · Recordkeeping$262
JOHN HANCOCK USA · Recordkeeping · Investment managementindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024John Hancock
2023John Hancock

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$32,584 · 1.42%
2023$25,936 · 1.36%
2022$23,845 · 1.41%
Similar plansHealth Care & Social Assistance · California
Healthcare Services Inc. CA$2.5M · 0.87%
Project Access, Inc. CA$2.5M · 1.28%

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Source: U.S. Department of Labor, Form 5500 series, EIN 680471950 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.