Plan Ledger DOL Form 5500 · updated monthly

San Francisco Spca401(k)

THE 401(K) PROFIT SHARING PLAN OF SAN FRANCISCO SPCA · SAN FRANCISCO, CA · plan year 2024

Reported admin expense ratio · 2024
0.38%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

San Francisco Spca reported $93,882 in plan administrative expenses for 2024: 0.38% of average plan assets, above the peer median. Employer contributions averaged $1,678 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.45% to 0.38%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other other services employers. By assets it is the 2,967th-largest of 9,483 plans among California employers on file, and the 827th of 3,341 in other services. In 2024, employees put in $3.73 for every $1.00 the employer contributed; active participation has grown from 278 to 360 since 2022.

Plan summary
Net assets, end of year$26,357,602
Participants with balances551
Active participants360
Employer contributions$604,030
Employee contributions$2,253,442
Employer contribution per active participant$1,678
Average account balance$47,836
Benefits paid to participants$3,138,519
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$26.4M · 551 accts · $604K emplr
2023$23.5M · 503 accts · $552K emplr
2022$19.4M · 488 accts · $508K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$50,342
Investment management$43,540
Total administrative$93,882
The San Francisco Spca 401(k) match · 2024
Employer contribution per active participant$1,678
Median for plans this size$2,416
2024$1,678 per active participant
2023$1,817 per active participant
2022$1,827 per active participant

San Francisco Spca's 2024 employer contribution ran below the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$50,342
NEWFRONT RETIREMENT SERVICES INC · Investment advisory (plan)$43,540

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$93,882 · 0.38%
2023$82,512 · 0.38%
2022$95,980 · 0.45%
Same employer
Similar plansOther Services · California
Links Healthcare Group LLC CA$27.3M · 0.80%
Simco Electronics CA$26.8M · 0.51%
Seiu Local 1021 CA$25.4M · 0.08%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 940836580 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.