Plan Ledger DOL Form 5500 · updated monthly

Saint Francis Healthcare System403(b)

SAINT FRANCIS HEALTHCARE SYSTEM TAX DEFERRED ANNUITY PLAN · CAPE GIRARDEAU, MO · plan year 2024

Reported admin expense ratio · 2024
0.17%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Saint Francis Healthcare System reported $385,433 in plan administrative expenses for 2024: 0.17% of average plan assets, above the peer median. Employer contributions averaged $3,006 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.14% to 0.17%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other health care & social assistance employers. By assets it is the 99th-largest of 1,393 plans among Missouri employers on file, and the 553rd of 11,911 in health care & social assistance. In 2024, employees put in $1.25 for every $1.00 the employer contributed; active participation has shrunk from 3,940 to 3,483 since 2022.

Plan summary
Net assets, end of year$245,766,734
Participants with balances3,955
Active participants3,483
Employer contributions$10,469,545
Employee contributions$13,098,992
Employer contribution per active participant$3,006
Average account balance$62,141
Benefits paid to participants$23,819,914
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$245.8M · 3,955 accts · $10.5M emplr
2023$218.6M · 3,669 accts · $13.4M emplr
2022$188.6M · 2,377 accts · $9.0M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$355,627
Investment management$19,459
Total administrative$385,433
Employer contributions to the Saint Francis Healthcare System plan · 2024
Employer contribution per active participant$3,006
Median for plans this size$3,635
2024$3,006 per active participant
2023$4,038 per active participant
2022$2,275 per active participant

Saint Francis Healthcare System's 2024 employer contribution ran below the $3,635 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
EMPOWER ANNUITY INSURANCE COMPANY O · Recordkeeping · Loan processing$342,015
EMPOWER ADVISORY GROUP, LLC · Investment advisory (participants)$19,459
VOYA RETIREMENT INSURANCE AND ANNUI · Other services$18,552
CHARLES SCHWAB & CO., INC. · Investment advisory (participants) · Securities brokerageindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Empower
2023Empower

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$385,433 · 0.17%
2023$349,136 · 0.17%
2022$287,660 · 0.14%
Same employer
Similar plansHealth Care & Social Assistance · Missouri
Saint Luke's Health System MO$960.9M · 0.15%
Mosaic Health System MO$453.2M · 0.06%
Saint Francis Medical Center MO$218.6M · 0.17%
Freeman Health System MO$213.3M · 0.30%
Compass Health, Inc. MO$211.5M · 0.07%

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Source: U.S. Department of Labor, Form 5500 series, EIN 430662499 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.