Plan Ledger DOL Form 5500 · updated monthly

Mosaic Health System401(k)

MOSAIC HEALTH SYSTEM 401(K) RETIREMENT PLAN · ST. JOSEPH, MO · plan year 2024

Reported admin expense ratio · 2024
0.06%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Mosaic Health System reported $275,146 in plan administrative expenses for 2024: 0.06% of average plan assets, below the peer median. Employer contributions averaged $0 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.057% to 0.063%. The plan sits in the $250M–$1B size bracket, benchmarked here against 2,883 comparable plans and shown alongside other health care & social assistance employers. By assets it is the 69th-largest of 1,393 plans among Missouri employers on file, and the 353rd of 11,911 in health care & social assistance. In 2024, employees put in $12867.58 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$453,248,701
Participants with balances5,800
Active participants4,771
Employer contributions$1,913
Employee contributions$24,615,684
Employer contribution per active participant$0
Average account balance$78,146
Benefits paid to participants$35,319,276
Plan auditUnmodified (clean) audit opinion
AuditorRSM US LLP
Plan history3
Yearassets · accounts · employer contribution
2024$453.2M · 5,800 accts · $2K emplr
2023$413.4M · 6,338 accts · $9.4M emplr
2022$355.6M · 6,141 accts · $8.5M emplr
Administrative expenses, itemized · 2024
Investment management$67,504
Total administrative$275,146
The Mosaic Health System 401(k) match · 2024
Employer contribution per active participant$0
Median for plans this size$4,294
2024$0 per active participant
2023$2,037 per active participant
2022$1,890 per active participant

Mosaic Health System's 2024 employer contribution ran below the $4,294 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
RESOURCES INVESTMENT ADVISORS, LLC · Investment management$67,504
ONEDIGITAL$64,532
RSM US, LLP · Accounting / audit$26,250

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$275,146 · 0.06%
2023$222,486 · 0.06%
2022$217,901 · 0.06%
Same employer
Similar plansHealth Care & Social Assistance · Missouri
Saint Luke's Health System MO$960.9M · 0.15%
Saint Francis Medical Center MO$218.6M · 0.17%
Freeman Health System MO$213.3M · 0.30%

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Source: U.S. Department of Labor, Form 5500 series, EIN 431283316 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.