Plan Ledger DOL Form 5500 · updated monthly

Sacramento Motorcars, LLC401(k)

FOR ANY AUTO 401(K) PROFIT SHARING PLAN AND TRUST 2 · ELK GROVE, CA · plan year 2024

Reported admin expense ratio · 2024
1.13%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Sacramento Motorcars, LLC reported $87,844 in plan administrative expenses for 2024: 1.13% of average plan assets, higher than ~75% of peers. Employer contributions averaged $391 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 1.126%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other retail trade employers. By assets it is among the smaller plans on file in California (5,959th of 9,483), and 2,996th of 5,215 in retail trade. In 2024, employees put in $9.27 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$8,186,289
Participants with balances221
Active participants206
Employer contributions$80,487
Employee contributions$746,298
Employer contribution per active participant$391
Average account balance$37,042
Benefits paid to participants$895,199
Plan auditUnmodified (clean) audit opinion
AuditorSCHWARTZ, GIANNINI, LANTSBERGER & A
Plan history3
Yearassets · accounts · employer contribution
2024$8.2M · 221 accts · $80K emplr
2023$7.4M · 249 accts · $93K emplr
2022$6.5M · 247 accts · $91K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$52,318
Investment management$35,526
Total administrative$87,844
The Sacramento Motorcars, LLC 401(k) match · 2024
Employer contribution per active participant$391
Median for plans this size$1,313
2024$391 per active participant
2023$406 per active participant
2022$403 per active participant

Sacramento Motorcars, LLC's 2024 employer contribution ran below the $1,313 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
JOHN HANCOCK LIFE INSURANCE COMPANY · Recordkeeping · Investment management$3,044

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024John Hancock
2023John Hancock

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$87,844 · 1.13%
2023$89,059 · 1.28%
2022$79,690 · 1.13%
Same employer
Similar plansRetail Trade · California
Cowbell Cyber Inc CA$8.4M · 0.10%
Bodega Latina Corporation CA$8.3M · 0.29%
Hpm Auto Group CA$8.3M · 0.08%
Puente Hills Hyundai, LLC CA$8.0M · 0.29%
Skybox Security, Inc. CA$8.0M · 0.04%
Everlane, Inc. CA$8.0M · 0.85%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 770575060 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.