Plan Ledger DOL Form 5500 · updated monthly

S & H Systems, Inc.401(k)

S & H SYSTEMS 401(K) PLAN · JONESBORO, AR · plan year 2024

Reported admin expense ratio · 2024
0.76%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

S & H Systems, Inc. reported $67,580 in plan administrative expenses for 2024: 0.76% of average plan assets, above the peer median. Employer contributions averaged $3,673 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.54% to 0.76%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other wholesale trade employers. By assets it is among the smaller plans on file in Arkansas (231st of 456), and 2,928th of 4,246 in wholesale trade. In 2024, employees put in $1.86 for every $1.00 the employer contributed; active participation has shrunk from 186 to 142 since 2022.

Plan summary
Net assets, end of year$9,889,321
Participants with balances213
Active participants142
Employer contributions$521,522
Employee contributions$970,766
Employer contribution per active participant$3,673
Average account balance$46,429
Benefits paid to participants$1,030,252
Plan auditUnmodified (clean) audit opinion
AuditorFORVIS MAZARS, LLC
Plan history3
Yearassets · accounts · employer contribution
2024$9.9M · 213 accts · $522K emplr
2023$8.0M · 229 accts · $586K emplr
2022$5.4M · 247 accts · $716K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$24,278
Investment management$43,302
Total administrative$67,580
The S & H Systems, Inc. 401(k) match · 2024
Employer contribution per active participant$3,673
Median for plans this size$1,313
2024$3,673 per active participant
2023$3,385 per active participant
2022$3,847 per active participant

S & H Systems, Inc.'s 2024 employer contribution ran above the $1,313 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
HATCHER CAPITAL INVESTMENTS · Investment advisory (participants) · Investment advisory (plan)$43,302
BURLEIGH CONSULTING GROUP, INC. · Contract administrator$4,872

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$67,580 · 0.76%
2023$45,928 · 0.69%
2022$29,286 · 0.54%
Similar plansWholesale Trade · Arkansas
Legacy Equipment, LLC AR$11.7M · 0.69%
Timber Automation, LLC AR$11.5M · 0.53%
Sanders Supply AR$11.3M · 0.60%
Coulson Oil Company, Inc. AR$10.8M · 0.02%
Welsco, Inc. AR$9.8M · 0.35%

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Source: U.S. Department of Labor, Form 5500 series, EIN 810547246 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.