Plan Ledger DOL Form 5500 · updated monthly

S&B Engineers and Constructors,Ltd.401(k)

S & B ENGINEERS AND CONSTRUCTORS, LTD. RETIREMENT SAVINGS PLAN · HOUSTON, TX · plan year 2024

Reported admin expense ratio · 2024
0.08%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

S&B Engineers and Constructors,Ltd. reported $448,766 in plan administrative expenses for 2024: 0.08% of average plan assets, above the peer median. Employer contributions averaged $2,359 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.02% to 0.08%. The plan sits in the $250M–$1B size bracket, benchmarked here against 2,883 comparable plans and shown alongside other construction employers. By assets it is the 178th-largest of 5,688 plans among Texas employers on file, and the 114th of 5,337 in construction. In 2024, employees put in $2.36 for every $1.00 the employer contributed; active participation has shrunk from 7,402 to 4,764 since 2022.

Plan summary
Net assets, end of year$589,775,575
Participants with balances3,593
Active participants4,764
Employer contributions$11,236,195
Employee contributions$26,567,987
Employer contribution per active participant$2,359
Average account balance$164,146
Benefits paid to participants$68,898,892
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$589.8M · 3,593 accts · $11.2M emplr
2023$537.1M · 3,705 accts · $13.0M emplr
2022$475.4M · 4,058 accts · $12.7M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$108,369
Investment management$270,680
Total administrative$448,766
The S&B Engineers and Constructors,Ltd. 401(k) match · 2024
Employer contribution per active participant$2,359
Median for plans this size$4,294
2024$2,359 per active participant
2023$3,772 per active participant
2022$1,721 per active participant

S&B Engineers and Constructors,Ltd.'s 2024 employer contribution ran below the $4,294 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
STRATEGIC ADVISORS, INC. · Investment advisory (plan)$270,680
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$111,368
PRIME CAPITAL INVESTMENT ADVISORS, · Consulting$68,750

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$448,766 · 0.08%
2023$149,472 · 0.03%
2022$119,643 · 0.02%
Same employer
Similar plansConstruction · Texas
Crown Castle Inc. TX$1.1B · 0.02%
Comfort Systems USA, Inc. TX$1.1B · 0.06%
Srs Distribution Inc. TX$574.8M · 0.16%
Austin Industries, Inc. TX$511.6M · 0.10%
Weekley Homes TX$413.2M · 0.11%

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Source: U.S. Department of Labor, Form 5500 series, EIN 320625534 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.