Plan Ledger DOL Form 5500 · updated monthly

Ryan Incorporated Central401(k)

RYAN INCORPORATED CENTRAL PROFIT SHARING AND 401(K) PLAN · JANESVILLE, WI · plan year 2024

Reported admin expense ratio · 2024
0.13%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Ryan Incorporated Central reported $88,800 in plan administrative expenses for 2024: 0.13% of average plan assets, below the peer median. Employer contributions averaged $15,721 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.15% to 0.13%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other construction employers. By assets it is the 312th-largest of 1,936 plans among Wisconsin employers on file, and the 810th of 5,337 in construction. In 2024, the employer put in $1.10 for every $1.00 employees contributed themselves.

Plan summary
Net assets, end of year$72,442,755
Participants with balances168
Active participants124
Employer contributions$1,949,378
Employee contributions$1,778,830
Employer contribution per active participant$15,721
Average account balance$431,207
Benefits paid to participants$1,916,594
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$72.4M · 168 accts · $1.9M emplr
2023$62.0M · 167 accts · $1.7M emplr
2022$54.7M · 151 accts · $1.6M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$54,079
Investment management$18,971
Audit (IQPA)$15,750
Total administrative$88,800
The Ryan Incorporated Central 401(k) match · 2024
Employer contribution per active participant$15,721
Median for plans this size$3,635
2024$15,721 per active participant
2023$14,068 per active participant
2022$13,797 per active participant

Ryan Incorporated Central's 2024 employer contribution ran above the $3,635 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
ONEAMERICA RETIREMENT SERVICES LLC · Recordkeeping · Participant communication$54,079
ONEAMERICA INVESTMENT ADVISORS LLC · Investment advisory (plan)$18,971
CLIFTONLARSONALLEN LLP · Accounting / audit$15,750
MATRIX TRUST COMPANY · Custodial (securities) · Trusteeindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024OneAmerica
2023OneAmerica

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$88,800 · 0.13%
2023$80,493 · 0.14%
2022$90,524 · 0.15%
Same employer
Similar plansConstruction · Wisconsin
J.H. Findorff & Son Inc. WI$97.4M · 0.22%
Bradley Corporation WI$74.4M · 0.14%
C.R. Meyer and Sons Company WI$58.1M · 0.12%

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Source: U.S. Department of Labor, Form 5500 series, EIN 391512084 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.