Plan Ledger DOL Form 5500 · updated monthly

Rukert Terminals Corp.401(k)

RUKERT TERMINALS CORPORATION EMPLOYEE SAVINGS 401(K) PLAN · BALTIMORE, MD · plan year 2024

Reported admin expense ratio · 2024
0.09%

Peer grade: A · admin costs + employer contributions vs same-size plans · how grading works

Rukert Terminals Corp. reported $21,872 in plan administrative expenses for 2024: 0.09% of average plan assets, lower than ~75% of peers. Employer contributions averaged $4,915 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.08% to 0.09%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other transportation & warehousing employers. By assets it is the 561st-largest of 1,671 plans among Maryland employers on file, and the 633rd of 2,677 in transportation & warehousing. In 2024, employees put in $1.24 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$24,587,934
Participants with balances215
Active participants190
Employer contributions$933,836
Employee contributions$1,155,821
Employer contribution per active participant$4,915
Average account balance$114,362
Benefits paid to participants$2,024,880
Plan auditUnmodified (clean) audit opinion
AuditorWEYRICK, CRONIN & SORRA
Plan history3
Yearassets · accounts · employer contribution
2024$24.6M · 215 accts · $934K emplr
2023$22.3M · 211 accts · $909K emplr
2022$20.4M · 217 accts · $933K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$21,872
Total administrative$21,872
The Rukert Terminals Corp. 401(k) match · 2024
Employer contribution per active participant$4,915
Median for plans this size$2,416
2024$4,915 per active participant
2023$4,940 per active participant
2022$4,783 per active participant

Rukert Terminals Corp.'s 2024 employer contribution ran above the $2,416 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator · Loan processing$21,871
MORNINGSTAR INVESTMENT MANAGEMENT L · Investment advisory (participants)indirect comp
WILSHIRE ADVISORS LLC · Investment advisory (plan)indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$21,872 · 0.09%
2023$19,955 · 0.09%
2022$17,588 · 0.08%
Same employer
Similar plansTransportation & Warehousing · Maryland
Cowan Systems, LLC MD$37.0M · 0.18%
Carey International, Inc. MD$25.3M · 0.02%
Logistec USA Inc. MD$22.1M · 0.39%
H & M Bay, Inc. MD$18.8M · 0.50%
Samuel Shapiro & Co., Inc. MD$17.5M · 0.43%
D. M. Bowman, Inc. MD$16.3M · 0.23%

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Source: U.S. Department of Labor, Form 5500 series, EIN 520468070 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.