Plan Ledger DOL Form 5500 · updated monthly

Ruhnau Clarke Architects401(k)

RUHNAU CLARKE ARCHITECTS 401(K) PROFIT SHARING AND TRUST · RIVERSIDE, CA · plan year 2024

Reported admin expense ratio · 2024
0.27%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Ruhnau Clarke Architects reported $28,088 in plan administrative expenses for 2024: 0.27% of average plan assets, below the peer median. Employer contributions averaged $4,116 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.24% to 0.27%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other professional & technical services employers. By assets it is among the smaller plans on file in California (5,067th of 9,483), and 7,509th of 11,654 in professional & technical services. In 2024, employees put in $1.82 for every $1.00 the employer contributed; active participation has grown from 75 to 94 since 2022.

Plan summary
Net assets, end of year$11,600,990
Participants with balances135
Active participants94
Employer contributions$386,902
Employee contributions$704,257
Employer contribution per active participant$4,116
Average account balance$85,933
Benefits paid to participants$535,895
Plan auditUnmodified (clean) audit opinion
AuditorPLANCHEC(K) CPAS
Plan history3
Yearassets · accounts · employer contribution
2024$11.6M · 135 accts · $387K emplr
2023$9.2M · 117 accts · $326K emplr
2022$7.6M · 110 accts · $286K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$6,006
Investment management$22,082
Total administrative$28,088
The Ruhnau Clarke Architects 401(k) match · 2024
Employer contribution per active participant$4,116
Median for plans this size$2,416
2024$4,116 per active participant
2023$3,881 per active participant
2022$3,817 per active participant

Ruhnau Clarke Architects's 2024 employer contribution ran above the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
ASCENSUS LLC · Loan processing · Recordkeeping$6,006
ACCELERATE INVESTMENT ADVISORS · Investment advisory (plan)$22,082

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Ascensus
2023Ascensus

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$28,088 · 0.27%
2023$19,474 · 0.23%
2022$19,141 · 0.24%
Similar plansProfessional & Technical Services · California
Apollo Graph, Inc. CA$11.6M · 0.02%
Upside Foods, Inc. CA$11.6M · 0.11%
Maze Therapeutics Inc CA$11.6M · 0.01%
Agiloft, Inc. CA$11.5M · 0.17%
D&K Engineering, Inc. CA$11.5M · 0.68%

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Source: U.S. Department of Labor, Form 5500 series, EIN 336104932 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.