Plan Ledger DOL Form 5500 · updated monthly

Rubb, Inc.401(k)

RUBB, INC. 401(K) PROFIT SHARING PLAN · SANFORD, ME · plan year 2024

Reported admin expense ratio · 2024
0.30%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Rubb, Inc. reported $28,633 in plan administrative expenses for 2024: 0.30% of average plan assets, below the peer median. Employer contributions averaged $10,134 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other construction employers. By assets it is among the smaller plans on file in Maine (218th of 354), and 3,038th of 5,337 in construction. In 2024, the employer put in $1.69 for every $1.00 employees contributed themselves.

Plan summary
Net assets, end of year$10,380,900
Participants with balances132
Active participants68
Employer contributions$689,109
Employee contributions$408,315
Employer contribution per active participant$10,134
Average account balance$78,643
Benefits paid to participants$718,615
Plan auditUnmodified (clean) audit opinion
AuditorWIPFLI LLP
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$5,678
Investment management$22,955
Total administrative$28,633
The Rubb, Inc. 401(k) match · 2024
Employer contribution per active participant$10,134
Median for plans this size$1,313

Rubb, Inc.'s 2024 employer contribution ran above the $1,313 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
EPIC RETIREMENT PLAN SERVICES · Recordkeeping · Loan processing$6,028
BIGELOW INVESTMENT ADVISORS LL · Investment advisory (plan)$28,188
CHARLES SCHWAB TRUST BANK · Custodial (securities)indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history1
2024$28,633 · 0.30%
Similar plansConstruction · Maine
R.J. Grondin & Sons ME$17.1M · 0.29%
Knickerbocker Group, Inc. ME$11.3M · 0.45%
Hahnel Bros, Co. ME$7.2M · 0.25%

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Source: U.S. Department of Labor, Form 5500 series, EIN 010392673 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.