Plan Ledger DOL Form 5500 · updated monthly

Rsm Holdings, LLC401(k)

RSM 401(K) PLAN · PARAMUS, NJ · plan year 2023

Reported admin expense ratio · 2023
0.65%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Rsm Holdings, LLC reported $51,426 in plan administrative expenses for 2023: 0.65% of average plan assets, above the peer median. Employer contributions averaged $2,003 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.69% to 0.80%. The plan sits in the $1M–$10M size bracket, benchmarked here against 22,307 comparable plans and shown alongside other finance & insurance employers. By assets it is among the smaller plans on file in New Jersey (1,570th of 2,419), and 4,059th of 4,798 in finance & insurance. In 2023, employees put in $2.10 for every $1.00 the employer contributed; active participation has shrunk from 287 to 246 since 2022.

Plan summary
Net assets, end of year$9,248,020
Participants with balances231
Active participants246
Employer contributions$492,783
Employee contributions$1,034,775
Employer contribution per active participant$2,003
Average account balance$40,035
Benefits paid to participants$248,757
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$7.4M · 140 accts · $459K emplr
2023$9.2M · 231 accts · $493K emplr
2022$6.5M · 219 accts · $496K emplr
Administrative expenses, itemized · 2023
Recordkeeping & contract admin$29,492
Investment management$21,934
Total administrative$51,426
The Rsm Holdings, LLC 401(k) match · 2023
Employer contribution per active participant$2,003
Median for plans this size$1,308
2024$1,589 per active participant
2023$2,003 per active participant
2022$1,727 per active participant

Rsm Holdings, LLC's 2023 employer contribution ran above the $1,308 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2023 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20232
FIDELITY WORKPLACE SERVICES LLC · Investment management · Loan processing$29,492
UBS FINANCIAL SERVICES INC · Investment advisory (plan)$19,998

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$66,452 · 0.80%
2023$51,426 · 0.65%
2022$44,361 · 0.69%
Same employer
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Surety Title Company, LLC NJ$11.6M · 0.25%
Swyfft Holdings LLC NJ$11.1M · 0.27%
Mld Mortgage, Inc. NJ$10.5M · 0.39%
Labor First, LLC NJ$8.2M · 0.84%
Emm Loans LLC NJ$7.6M · 0.60%
Family First Funding, LLC NJ$7.5M · 0.38%

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Source: U.S. Department of Labor, Form 5500 series, EIN 113709515 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.