Plan Ledger DOL Form 5500 · updated monthly

Above & Beyond Business Tools for Entrepreneurs401(k)

ABOVE AND BEYOND 401(K) PLAN · PRINCETON, NJ · plan year 2023

Reported admin expense ratio · 2023
0.56%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Above & Beyond Business Tools for Entrepreneurs reported $62,013 in plan administrative expenses for 2023: 0.56% of average plan assets, higher than ~75% of peers. Employer contributions averaged $3,680 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 1 year on file its reported administrative ratio rose from 0.50% to 0.56%. The plan sits in the $10M–$50M size bracket, benchmarked here against 26,779 comparable plans and shown alongside other finance & insurance employers. By assets it is among the smaller plans on file in New Jersey (1,390th of 2,419), and 3,760th of 4,798 in finance & insurance. In 2023, employees put in $2.19 for every $1.00 the employer contributed; active participation has shrunk from 391 to 169 since 2022.

Plan summary
Net assets, end of year$12,240,418
Participants with balances270
Active participants169
Employer contributions$621,982
Employee contributions$1,361,832
Employer contribution per active participant$3,680
Average account balance$45,335
Benefits paid to participants$1,608,514
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$0 · $2K emplr
2023$12.2M · 270 accts · $622K emplr
2022$10.0M · 288 accts · $666K emplr
Administrative expenses, itemized · 2023
Investment management$41,071
Total administrative$62,013
The Above & Beyond Business Tools for Entrepreneurs 401(k) match · 2023
Employer contribution per active participant$3,680
Median for plans this size$2,440
2023$3,680 per active participant
2022$1,703 per active participant

Above & Beyond Business Tools for Entrepreneurs's 2023 employer contribution ran above the $2,440 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2023 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20232
AT RETIREMENT SERVICES, LLC · Claims processing · Recordkeeping$20,942
CREATIVE PLANNING, INC. · Investment advisory (participants) · Investment advisory (plan)$41,071

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024AT RETIREMENT SERVICES, LLC
2023AT RETIREMENT SERVICES, LLC

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024Not separately reported
2023$62,013 · 0.56%
2022$50,148 · 0.50%
Same employer
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Source: U.S. Department of Labor, Form 5500 series, EIN 814137537 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.