Plan Ledger DOL Form 5500 · updated monthly

Royal Coach Lines Inc401(k)

ROYAL COACH LINES INC 401(K) PROFIT SHARING PLAN & TRUST · YONKERS, NY · plan year 2023

Reported admin expense ratio · 2023
0.90%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Royal Coach Lines Inc reported $13,956 in plan administrative expenses for 2023: 0.90% of average plan assets, higher than ~75% of peers. Employer contributions averaged $66 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 1 year on file its reported administrative ratio rose from 0.40% to 0.90%. The plan sits in the $1M–$10M size bracket, benchmarked here against 22,307 comparable plans and shown alongside other other services employers. By assets it is among the smaller plans on file in New York (5,190th of 5,648), and 2,922nd of 3,341 in other services. In 2023, employees put in $10.00 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$1,723,368
Participants with balances358
Active participants613
Employer contributions$40,311
Employee contributions$402,973
Employer contribution per active participant$66
Average account balance$4,814
Benefits paid to participants$281,819
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$0 · $16K emplr
2023$1.7M · 358 accts · $40K emplr
2022$1.4M · 455 accts · $39K emplr
Administrative expenses, itemized · 2023
Recordkeeping & contract admin$10,137
Investment management$3,819
Total administrative$13,956
The Royal Coach Lines Inc 401(k) match · 2023
Employer contribution per active participant$66
Median for plans this size$1,308
2023$66 per active participant
2022$68 per active participant

Royal Coach Lines Inc's 2023 employer contribution ran below the $1,308 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2023 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20231
ERISA FIDUCIARY SERVICES, INC. · Contract administrator$7,315

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024Not separately reported
2023$13,956 · 0.90%
2022$5,370 · 0.40%
Similar plansOther Services · New York
Bates Troy, Inc. NY$1.8M · 0.12%
Acqua Ancient Bath Inc NY$1.8M · 0.08%
Inflight, Inc. NY$1.8M · 0.04%
Autobase Inc. NY$1.5M · 0.83%
Best Companies NY$1.5M · 0.83%

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Source: U.S. Department of Labor, Form 5500 series, EIN 132609998 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.