Plan Ledger DOL Form 5500 · updated monthly

Ross Express LLC401(k)

ROSS EXPRESS LLC SAVINGS & RETIREMENT PLAN · BOSCAWEN, NH · plan year 2024

Reported admin expense ratio · 2024
0.19%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Ross Express LLC reported $22,706 in plan administrative expenses for 2024: 0.19% of average plan assets, below the peer median. Employer contributions averaged $1,160 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.18% to 0.19%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other transportation & warehousing employers. By assets it is among the smaller plans on file in New Hampshire (229th of 411), and the 1,012th of 2,677 in transportation & warehousing. In 2024, employees put in $3.61 for every $1.00 the employer contributed; active participation has grown from 227 to 269 since 2022.

Plan summary
Net assets, end of year$12,437,975
Participants with balances425
Active participants269
Employer contributions$311,934
Employee contributions$1,126,351
Employer contribution per active participant$1,160
Average account balance$29,266
Benefits paid to participants$1,224,289
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$12.4M · 425 accts · $312K emplr
2023$10.9M · 411 accts · $260K emplr
2022$9.3M · 366 accts · $231K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$8,834
Investment management$13,872
Total administrative$22,706
The Ross Express LLC 401(k) match · 2024
Employer contribution per active participant$1,160
Median for plans this size$2,416
2024$1,160 per active participant
2023$960 per active participant
2022$1,017 per active participant

Ross Express LLC's 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
MERRILL LYNCH PIERCE FENNER & SMITH · Recordkeeping · Pension consulting$13,871
ADP, INC · Loan processing · Recordkeeping$8,834
ADP BROKER-DEALER · Other servicesindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024ADP, Bank of America / Merrill
2023ADP, Bank of America / Merrill

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$22,706 · 0.19%
2023$18,004 · 0.18%
2022$17,539 · 0.18%
Same employer
Similar plansTransportation & Warehousing · New Hampshire
Planesense, Inc. NH$36.1M · 0.10%
Law Family Companies NH$16.4M · 0.20%
Concord Coach Lines, Inc. NH$11.8M · 0.11%
Air General, Inc. NH$10.3M · 0.87%
Elevate Holdings Inc NH$4.7M · 1.10%

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Source: U.S. Department of Labor, Form 5500 series, EIN 611867549 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.