Plan Ledger DOL Form 5500 · updated monthly

River Valley Paper Company dba Integrity Fiber401(k)

RIVER VALLEY PAPER COMPANY 401(K) PLAN · AKRON, OH · plan year 2024

Reported admin expense ratio · 2024
0.60%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

River Valley Paper Company dba Integrity Fiber reported $48,437 in plan administrative expenses for 2024: 0.60% of average plan assets, above the peer median. Employer contributions averaged $4,277 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.603%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other wholesale trade employers. By assets it is among the smaller plans on file in Ohio (2,063rd of 3,295), and 3,020th of 4,246 in wholesale trade. In 2024, employees put in $1.12 for every $1.00 the employer contributed; active participation has grown from 111 to 136 since 2022.

Plan summary
Net assets, end of year$9,243,722
Participants with balances148
Active participants136
Employer contributions$581,706
Employee contributions$654,280
Employer contribution per active participant$4,277
Average account balance$62,458
Benefits paid to participants$965,375
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$9.2M · 148 accts · $582K emplr
2023$6.8M · 103 accts · $331K emplr
2022$5.3M · 100 accts · $314K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$29,328
Investment management$19,109
Total administrative$48,437
The River Valley Paper Company dba Integrity Fiber 401(k) match · 2024
Employer contribution per active participant$4,277
Median for plans this size$1,313
2024$4,277 per active participant
2023$2,529 per active participant
2022$2,826 per active participant

River Valley Paper Company dba Integrity Fiber's 2024 employer contribution ran above the $1,313 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
JOHN HANCOCK RETIREMENT PLAN SRVCS · Recordkeeping · Named fiduciary$29,328
SAGEVIEW ADVISORY GROUP · Investment advisory (participants)$19,109

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024John Hancock
2023John Hancock

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$48,437 · 0.60%
2023$34,387 · 0.57%
2022$33,439 · 0.60%
Same employer
Similar plansWholesale Trade · Ohio
Great Lakes Petroleum Co. OH$9.3M · 0.70%
Capital Tire, Inc. OH$9.2M · 0.75%
Summitville Tiles, Inc OH$9.2M · 0.73%
Caruso, Inc. OH$8.7M · 0.06%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 814582766 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.