Plan Ledger DOL Form 5500 · updated monthly

River Trading Company, LTD.401(k)

LIBERTY HILL EQUITY PARTNERS 401(K) PROFIT SHARING PLAN · CINCINNATI, OH · plan year 2024

Reported admin expense ratio · 2024
0.19%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

River Trading Company, LTD. reported $45,096 in plan administrative expenses for 2024: 0.19% of average plan assets, below the peer median. Employer contributions averaged $4,475 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.19%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other wholesale trade employers. By assets it is the 1,152nd-largest of 3,295 plans among Ohio employers on file, and the 1,619th of 4,246 in wholesale trade. In 2024, the employer put in $1.05 for every $1.00 employees contributed themselves; active participation has grown from 203 to 243 since 2022.

Plan summary
Net assets, end of year$24,217,562
Participants with balances154
Active participants243
Employer contributions$1,087,339
Employee contributions$1,033,697
Employer contribution per active participant$4,475
Average account balance$157,257
Benefits paid to participants$3,993,089
Plan auditUnmodified (clean) audit opinion
AuditorRSM US LLP
Plan history3
Yearassets · accounts · employer contribution
2024$24.2M · 154 accts · $1.1M emplr
2023$23.4M · 142 accts · $1.0M emplr
2022$20.9M · 145 accts · $958K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$17,581
Investment management$27,515
Total administrative$45,096
The River Trading Company, LTD. 401(k) match · 2024
Employer contribution per active participant$4,475
Median for plans this size$2,416
2024$4,475 per active participant
2023$4,689 per active participant
2022$4,721 per active participant

River Trading Company, LTD.'s 2024 employer contribution ran above the $2,416 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
PNC BANK NATIONAL ASSOCIATION · Investment advisory (plan)$25,582

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$45,096 · 0.19%
2023$45,665 · 0.21%
2022$43,099 · 0.18%
Similar plansWholesale Trade · Ohio
Boxout, LLC OH$24.5M · 0.49%
Kamco Industries, Inc. OH$24.1M · 0.00%
Rmg Investment Group, LLC OH$23.6M · 0.71%

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Source: U.S. Department of Labor, Form 5500 series, EIN 411729898 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.