Plan Ledger DOL Form 5500 · updated monthly

Rippling401(k)

RIPPLING 401(K) PLAN · SAN FRANCISCO, CA · plan year 2024

Reported admin expense ratio · 2024
0.11%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Rippling reported $65,189 in plan administrative expenses for 2024: 0.11% of average plan assets, below the peer median. Employer contributions averaged $0 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.06% to 0.11%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other wholesale trade employers. By assets it is the 1,239th-largest of 9,483 plans among California employers on file, and the 536th of 4,246 in wholesale trade. active participation has grown from 1,158 to 2,289 since 2022.

Plan summary
Net assets, end of year$76,593,721
Participants with balances2,663
Active participants2,289
Employer contributions$0
Employee contributions$22,020,799
Employer contribution per active participant$0
Average account balance$28,762
Benefits paid to participants$6,040,292
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$76.6M · 2,663 accts
2023$44.0M · 1,805 accts
2022$20.9M · 1,280 accts
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$18,500
Investment management$46,488
Total administrative$65,189
The Rippling 401(k) match · 2024
Employer contribution per active participant$0
Median for plans this size$3,635

Rippling's 2024 employer contribution ran below the $3,635 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
GUIDELINE, INC. · Plan administrator · Recordkeeping$58,080
BENEFIT TRUST COMPANY · Custodial · Custodial (securities)indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Guideline
2023Guideline

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$65,189 · 0.11%
2023$35,812 · 0.11%
2022$10,033 · 0.06%
Same employer
Similar plansWholesale Trade · California
Wismettac Asian Foods, Inc. CA$83.5M · 0.13%
Process Distribution Group CA$82.0M · 0.01%
Nihon Kohden America, Inc CA$78.5M · 0.23%
Keeco, LLC CA$76.3M · 0.33%
Dpi Specialty Foods, Inc. CA$74.2M · 0.15%

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Source: U.S. Department of Labor, Form 5500 series, EIN 812580113 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.