Plan Ledger DOL Form 5500 · updated monthly

Ripple Effect Communications, Inc.401(k)

RIPPLE EFFECT COMMUNICATIONS RETIREMENT SAVINGS PLAN · ROCKVILLE, MD · plan year 2024

Reported admin expense ratio · 2024
0.49%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Ripple Effect Communications, Inc. reported $34,252 in plan administrative expenses for 2024: 0.49% of average plan assets, below the peer median. Employer contributions averaged $2,694 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.487%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other professional & technical services employers. By assets it is among the smaller plans on file in Maryland (1,113th of 1,671), and 8,834th of 11,654 in professional & technical services. In 2024, employees put in $2.10 for every $1.00 the employer contributed; active participation has shrunk from 157 to 111 since 2022.

Plan summary
Net assets, end of year$7,607,787
Participants with balances138
Active participants111
Employer contributions$299,024
Employee contributions$626,997
Employer contribution per active participant$2,694
Average account balance$55,129
Benefits paid to participants$691,504
Plan auditUnmodified (clean) audit opinion
AuditorHOZIK AND COMPANY, P.L.C.
Plan history3
Yearassets · accounts · employer contribution
2024$7.6M · 138 accts · $299K emplr
2023$6.4M · 146 accts · $313K emplr
2022$5.0M · 150 accts · $290K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$11,557
Investment management$17,993
Trustee / custodial$4,493
Total administrative$34,252
The Ripple Effect Communications, Inc. 401(k) match · 2024
Employer contribution per active participant$2,694
Median for plans this size$1,313
2024$2,694 per active participant
2023$1,674 per active participant
2022$1,846 per active participant

Ripple Effect Communications, Inc.'s 2024 employer contribution ran above the $1,313 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
SENTINEL BENEFITS GROUP, LLC · Recordkeeping$9,622
LION STREET ADVISORS LLC · Investment advisory (plan)$13,271

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Sentinel Group
2023Sentinel Group

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$34,252 · 0.49%
2023$34,561 · 0.61%
2022$25,258 · 0.49%
Same employer
Similar plansProfessional & Technical Services · Maryland
Econometrica, Inc. MD$8.0M · 0.09%
Bellese Technologies, LLC MD$7.7M · 0.08%
Diamond Group LLC MD$7.7M · 0.71%
Design Collective, Inc. MD$7.6M · 0.38%
Rollout Systems LLC MD$7.5M · 0.57%
Bww Law Group, LLC MD$7.4M · 0.58%
Aventri, LLC MD$7.2M · 0.49%

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Source: U.S. Department of Labor, Form 5500 series, EIN 200304104 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.