Plan Ledger DOL Form 5500 · updated monthly

Ringler Management Services, Inc.401(k)

RINGLER MANAGEMENT SERVICES, INC. EMPLOYEES' PROFIT SHARING PLAN · NEWPORT BEACH, CA · plan year 2024

Reported admin expense ratio · 2024
0.70%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Ringler Management Services, Inc. reported $216,053 in plan administrative expenses for 2024: 0.70% of average plan assets, higher than ~90% of peers. Employer contributions averaged $9,138 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.48% to 0.70%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other finance & insurance employers. By assets it is the 2,490th-largest of 9,483 plans among California employers on file, and the 2,267th of 4,798 in finance & insurance. In 2024, employees put in $1.26 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$33,112,109
Participants with balances160
Active participants128
Employer contributions$1,169,626
Employee contributions$1,472,444
Employer contribution per active participant$9,138
Average account balance$206,951
Benefits paid to participants$2,818,365
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$33.1M · 160 accts · $1.2M emplr
2023$28.9M · 159 accts · $995K emplr
2022$24.0M · 149 accts · $1.1M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$2,683
Investment management$213,370
Total administrative$216,053
The Ringler Management Services, Inc. 401(k) match · 2024
Employer contribution per active participant$9,138
Median for plans this size$2,416
2024$9,138 per active participant
2023$7,424 per active participant
2022$7,917 per active participant

Ringler Management Services, Inc.'s 2024 employer contribution ran above the $2,416 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
EMPOWER ANNUITY INS CO OF AMERICA · Investment management$80,910
NFP RETIREMENT INC. · Investment advisory (plan)$69,727
ASCENSUS HOLDINGS INC. · Contract administrator$16,296
UNITED RETIREMENT INCindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$216,053 · 0.70%
2023$123,140 · 0.47%
2022$122,293 · 0.48%
Similar plansFinance & Insurance · California
Next Insurance, Inc. CA$33.8M · 0.21%
Oak Valley Community Bank CA$33.4M · 0.25%
First Quadrant, LLC CA$33.1M · 0.06%
Hercules Capital, Inc. CA$32.9M · 0.06%
The Change Company Cdfi LLC CA$32.4M · 0.20%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 953862316 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.