Plan Ledger DOL Form 5500 · updated monthly

Richardson (US) Holdings Limited401(k)

RICHARDSON 401(K) PLAN · ST. LOUIS, MO · plan year 2024

Reported admin expense ratio · 2024
0.15%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Richardson (US) Holdings Limited reported $65,281 in plan administrative expenses for 2024: 0.15% of average plan assets, below the peer median. Employer contributions averaged $4,933 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 1 year on file its reported administrative ratio fell from 0.20% to 0.15%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other manufacturing employers. By assets it is the 357th-largest of 1,393 plans among Missouri employers on file, and the 3,477th of 13,661 in manufacturing. In 2024, employees put in $1.24 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$43,355,393
Participants with balances343
Active participants297
Employer contributions$1,464,974
Employee contributions$1,821,156
Employer contribution per active participant$4,933
Average account balance$126,401
Benefits paid to participants$7,062,556
Plan auditUnmodified (clean) audit opinion
Plan history2
Yearassets · accounts · employer contribution
2024$43.4M · 343 accts · $1.5M emplr
2023$42.2M · 333 accts · $1.1M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$27,281
Investment management$38,000
Total administrative$65,281
The Richardson (US) Holdings Limited 401(k) match · 2024
Employer contribution per active participant$4,933
Median for plans this size$2,416
2024$4,933 per active participant
2023$3,788 per active participant

Richardson (US) Holdings Limited's 2024 employer contribution ran above the $2,416 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
STANCORP FINANCIAL GROUP · Claims processing · Recordkeeping$30,638
USI ADVISORS · Investment advisory (plan)$38,000

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024The Standard
2023Securian

This plan has changed recordkeepers within these filings. If you left Richardson (US) Holdings Limited before a switch, your account may sit at the earlier firm or in a rollover IRA. Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history2
2024$65,281 · 0.15%
2023$52,584 · 0.20%
Same employer
Similar plansManufacturing · Missouri
The Durham Co. MO$44.2M · 0.06%
Tnemec Company, Inc. MO$44.2M · 0.01%
Loren Cook Company MO$43.3M · 0.03%
Elantas Pdg, Inc MO$41.1M · 0.08%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 454645891 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.