Plan Ledger DOL Form 5500 · updated monthly

Reynolds American Inc.401(k) + ESOP (KSOP)

RAI 401K SAVINGS PLAN · WINSTON-SALEM, NC · plan year 2024

Reported admin expense ratio · 2024
0.02%

Peer grade: A · admin costs + employer contributions vs same-size plans · how grading works

Reynolds American Inc. reported $332,531 in plan administrative expenses for 2024: 0.02% of average plan assets, lower than ~75% of peers. Employer contributions averaged $8,890 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.022% to 0.017%. The plan sits in the over $1B size bracket, benchmarked here against 1,229 comparable plans and shown alongside other manufacturing employers. By assets it is the 23rd-largest of 2,005 plans among North Carolina employers on file, and the 169th of 13,661 in manufacturing. In 2024, employees put in $1.17 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$2,022,295,234
Participants with balances8,190
Active participants4,328
Employer contributions$38,475,487
Employee contributions$45,084,614
Employer contribution per active participant$8,890
Average account balance$246,922
Benefits paid to participants$215,159,205
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$2.0B · 8,190 accts · $38.5M emplr
2023$1.9B · 8,084 accts · $34.5M emplr
2022$1.8B · 8,495 accts · $38.4M emplr
Administrative expenses, itemized · 2024
Audit (IQPA)$81,068
Trustee / custodial$15,005
Total administrative$332,531
The Reynolds American Inc. 401(k) match · 2024
Employer contribution per active participant$8,890
Median for plans this size$5,259
2024$8,890 per active participant
2023$8,808 per active participant
2022$9,037 per active participant

Reynolds American Inc.'s 2024 employer contribution ran above the $5,259 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
FIDELITY INVESTMENTS · Recordkeeping · Trustee$15,005
CBIZ CPAS P.C. · Accounting / audit$81,069
JONES DAY · Legal$65,870

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Fidelity
2023Fidelity

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$332,531 · 0.02%
2023$279,121 · 0.02%
2022$454,081 · 0.02%
Same employer
Similar plansManufacturing · North Carolina
Abb Inc. NC$3.3B · 0.04%
Commscope, Inc. NC$2.1B · 0.05%
Syngenta Corporation NC$2.0B · 0.01%
Sealed Air Corporation NC$1.5B · 0.04%

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Source: U.S. Department of Labor, Form 5500 series, EIN 200546644 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.