Plan Ledger DOL Form 5500 · updated monthly

Returns R US401(k)

RETURNS R US 401(K) PROFIT SHARING PLAN · LIBERTYVILLE, IL · plan year 2024

Reported admin expense ratio · 2024
0.68%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Returns R US reported $42,271 in plan administrative expenses for 2024: 0.68% of average plan assets, above the peer median. Employer contributions averaged $1,673 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.68%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other administrative & support services employers. By assets it is among the smaller plans on file in Illinois (2,737th of 3,702), and the 1,240th of 2,534 in administrative & support services. In 2024, employees put in $2.04 for every $1.00 the employer contributed; active participation has grown from 128 to 176 since 2022.

Plan summary
Net assets, end of year$6,871,676
Participants with balances148
Active participants176
Employer contributions$294,420
Employee contributions$601,021
Employer contribution per active participant$1,673
Average account balance$46,430
Benefits paid to participants$100,660
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$6.9M · 148 accts · $294K emplr
2023$5.5M · 136 accts · $214K emplr
2022$4.3M · 130 accts · $235K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$11,378
Investment management$30,893
Total administrative$42,271
The Returns R US 401(k) match · 2024
Employer contribution per active participant$1,673
Median for plans this size$1,313
2024$1,673 per active participant
2023$1,754 per active participant
2022$1,834 per active participant

Returns R US's 2024 employer contribution ran above the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
PCS RETIREMENT, LLC · Claims processing · Contract administrator$11,378
SAVANT CAPITAL MANAGEMENT, INC · Investment advisory (participants) · Investment advisory (plan)$30,893

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024PCS Retirement
2023PCS Retirement

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$42,271 · 0.68%
2023$34,750 · 0.71%
2022$24,747 · 0.67%
Same employer
Similar plansAdministrative & Support Services · Illinois
Gdi Services Inc. IL$7.8M · 0.88%
A.S.G Staffing, Inc. IL$7.8M · 0.36%
McNelly Services, Inc. IL$7.7M · 1.10%
Homer Management LLC IL$7.4M · 0.42%
Bearing Tree, Inc. IL$6.8M · 0.04%
Ctl Global, Inc. IL$6.7M · 0.31%
Smithereen Company IL$6.6M · 0.37%

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Source: U.S. Department of Labor, Form 5500 series, EIN 364083933 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.