Plan Ledger DOL Form 5500 · updated monthly

Renal Services of America, LLC401(k)

RENAL SERVICES OF AMERICA 401(K) SAVINGS PLAN · WALTHAM, MA · plan year 2024

Reported admin expense ratio · 2024
1.06%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Renal Services of America, LLC reported $68,220 in plan administrative expenses for 2024: 1.06% of average plan assets, higher than ~75% of peers. Employer contributions averaged $826 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 1.50% to 1.06%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in Massachusetts (2,151st of 2,726), and 6,883rd of 11,911 in health care & social assistance. In 2024, employees put in $3.18 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$6,982,458
Participants with balances173
Active participants206
Employer contributions$170,094
Employee contributions$540,839
Employer contribution per active participant$826
Average account balance$40,361
Benefits paid to participants$342,097
Plan auditUnmodified (clean) audit opinion
AuditorWITHUM SMITH + BROWN, PC
Plan history3
Yearassets · accounts · employer contribution
2024$7.0M · 173 accts · $170K emplr
2023$5.9M · 187 accts · $163K emplr
2022$4.6M · 211 accts · $179K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$2,940
Investment management$58,280
Audit (IQPA)$7,000
Total administrative$68,220
The Renal Services of America, LLC 401(k) match · 2024
Employer contribution per active participant$826
Median for plans this size$1,313
2024$826 per active participant
2023$746 per active participant
2022$848 per active participant

Renal Services of America, LLC's 2024 employer contribution ran below the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
CARON & BLETZER · Actuarial$7,000

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$68,220 · 1.06%
2023$62,909 · 1.20%
2022$73,068 · 1.50%
Similar plansHealth Care & Social Assistance · Massachusetts
Mamary, Inc. MA$7.1M · 0.38%
Loomis House, Inc. MA$7.1M · 0.81%
Self Help Inc MA$6.9M · 0.43%
Guidewire, Inc. MA$6.9M · 0.68%
Connectrn Inc. MA$6.8M · 0.18%

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Source: U.S. Department of Labor, Form 5500 series, EIN 204976084 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.