Plan Ledger DOL Form 5500 · updated monthly

Guidewire, Inc.401(k)

GUIDEWIRE, INC. 401(K) PLAN · CHICOPEE, MA · plan year 2024

Reported admin expense ratio · 2024
0.68%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Guidewire, Inc. reported $42,111 in plan administrative expenses for 2024: 0.68% of average plan assets, above the peer median. Employer contributions averaged $892 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.77% to 0.68%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in Massachusetts (2,158th of 2,726), and 6,928th of 11,911 in health care & social assistance. In 2024, employees put in $1.79 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$6,868,644
Participants with balances230
Active participants425
Employer contributions$378,938
Employee contributions$679,904
Employer contribution per active participant$892
Average account balance$29,864
Benefits paid to participants$377,160
Plan auditUnmodified (clean) audit opinion
AuditorWHITTLESEY
Plan history3
Yearassets · accounts · employer contribution
2024$6.9M · 230 accts · $379K emplr
2023$5.5M · 212 accts · $343K emplr
2022$4.4M · 209 accts · $315K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$27,363
Investment management$13,669
Total administrative$42,111
The Guidewire, Inc. 401(k) match · 2024
Employer contribution per active participant$892
Median for plans this size$1,313
2024$892 per active participant
2023$841 per active participant
2022$791 per active participant

Guidewire, Inc.'s 2024 employer contribution ran below the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
COMMONWEALTH EQUITY SERVICES LLC DB · Investment advisory (plan)$13,669
LEAFHOUSE FINANCIAL ADVISORS, LLC$1,079

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$42,111 · 0.68%
2023$38,761 · 0.78%
2022$30,295 · 0.77%
Same employer
Similar plansHealth Care & Social Assistance · Massachusetts
Self Help Inc MA$6.9M · 0.43%
Connectrn Inc. MA$6.8M · 0.18%
Campus Child Care, Inc. MA$6.8M · 0.35%

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Source: U.S. Department of Labor, Form 5500 series, EIN 042790495 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.