Plan Ledger DOL Form 5500 · updated monthly

Real Benefits Group, Inc.401(k)

ALIAT RETIREMENT SAVINGS PLAN · TIGARD, OR · plan year 2022

Reported admin expense ratio · 2022
1.77%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Real Benefits Group, Inc. reported $97,088 in plan administrative expenses for 2022: 1.77% of average plan assets, higher than ~90% of peers. Employer contributions averaged $374 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

The plan sits in the $1M–$10M size bracket, benchmarked here against 30,021 comparable plans and shown alongside other administrative & support services employers. By assets it is among the smaller plans on file in Oregon (721st of 1,021), and 1,365th of 2,534 in administrative & support services. In 2022, employees put in $4.32 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$5,717,834
Participants with balances308
Active participants770
Employer contributions$288,153
Employee contributions$1,243,555
Employer contribution per active participant$374
Average account balance$18,564
Benefits paid to participants$491,895
Plan auditUnmodified (clean) audit opinion
AuditorSKIBBIE CPA, INC.
Administrative expenses, itemized · 2022
Recordkeeping & contract admin$78,007
Investment management$11,081
Professional / advisory$8,000
Total administrative$97,088
The Real Benefits Group, Inc. 401(k) match · 2022
Employer contribution per active participant$374
Median for plans this size$1,114

Real Benefits Group, Inc.'s 2022 employer contribution ran below the $1,114 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2022 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Administrative cost history1
2022$97,088 · 1.77%
Similar plansAdministrative & Support Services · Oregon
Cardinal Services, Inc. OR$20.3M · 1.13%
Boly/Welch, Inc. OR$8.0M · 0.65%
Avanti Destinations, LLC OR$5.7M · 0.38%
All Peo, Inc. OR$4.7M · 1.19%

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Source: U.S. Department of Labor, Form 5500 series, EIN 454568306 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.