Plan Ledger DOL Form 5500 · updated monthly

Cardinal Services, Inc.401(k)

CARDINAL SERVICES, INC. 401K PLAN · COOS BAY, OR · plan year 2024

Reported admin expense ratio · 2024
1.13%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Cardinal Services, Inc. reported $208,791 in plan administrative expenses for 2024: 1.13% of average plan assets, higher than ~90% of peers. Employer contributions averaged $672 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 1.13%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other administrative & support services employers. By assets it is the 361st-largest of 1,021 plans among Oregon employers on file, and the 609th of 2,534 in administrative & support services. In 2024, employees put in $2.37 for every $1.00 the employer contributed; active participation has grown from 1,052 to 1,159 since 2022.

Plan summary
Net assets, end of year$20,271,349
Participants with balances1,010
Active participants1,159
Employer contributions$779,190
Employee contributions$1,848,135
Employer contribution per active participant$672
Average account balance$20,071
Benefits paid to participants$1,238,584
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$20.3M · 1,010 accts · $779K emplr
2023$16.6M · 980 accts · $684K emplr
2022$13.5M · 995 accts · $686K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$164,330
Investment management$32,355
Audit (IQPA)$12,106
Total administrative$208,791
The Cardinal Services, Inc. 401(k) match · 2024
Employer contribution per active participant$672
Median for plans this size$2,416
2024$672 per active participant
2023$614 per active participant
2022$652 per active participant

Cardinal Services, Inc.'s 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
SLAVIC INTEGRATED ADMINISTRATION · Recordkeeping · Loan processing$139,902
CARDINAL SERVICES, INC. · Plan administrator$24,426
SLAVIC MUTUAL FUND MANAGEMENT CORP · Investment management$15,961

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Slavic401k
2023Slavic401k

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$208,791 · 1.13%
2023$165,884 · 1.10%
2022$153,635 · 1.09%
Similar plansAdministrative & Support Services · Oregon
Navex Global, Inc. OR$94.8M · 0.18%
Zidell Marine Corporation OR$81.7M · 0.10%
Milestone Systems, Inc. OR$28.2M · 0.00%
Boly/Welch, Inc. OR$8.0M · 0.65%
Real Benefits Group, Inc. OR$5.7M · 1.77%

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Source: U.S. Department of Labor, Form 5500 series, EIN 930985752 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.