Plan Ledger DOL Form 5500 · updated monthly

Rcc Holdings, LLC dba Primera401(k)

RCC HOLDINGS INVESTMENT SAVINGS PLAN · TEMPE, AZ · plan year 2024

Reported admin expense ratio · 2024
1.39%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Rcc Holdings, LLC dba Primera reported $41,393 in plan administrative expenses for 2024: 1.39% of average plan assets, higher than ~90% of peers. Employer contributions averaged $391 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 1.39%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other construction employers. By assets it is among the smaller plans on file in Arizona (965th of 1,285), and 4,493rd of 5,337 in construction. In 2024, employees put in $5.06 for every $1.00 the employer contributed; active participation has shrunk from 241 to 202 since 2022.

Plan summary
Net assets, end of year$3,133,551
Participants with balances233
Active participants202
Employer contributions$78,950
Employee contributions$399,704
Employer contribution per active participant$391
Average account balance$13,449
Benefits paid to participants$550,360
Plan auditUnmodified (clean) audit opinion
AuditorSCHWARTZ LASSON HARRIS LTD.
Plan history3
Yearassets · accounts · employer contribution
2024$3.1M · 233 accts · $79K emplr
2023$2.8M · 247 accts · $80K emplr
2022$2.2M · 251 accts · $87K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$41,393
Total administrative$41,393
The Rcc Holdings, LLC dba Primera 401(k) match · 2024
Employer contribution per active participant$391
Median for plans this size$1,313
2024$391 per active participant
2023$356 per active participant
2022$361 per active participant

Rcc Holdings, LLC dba Primera's 2024 employer contribution ran below the $1,313 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
JOHN HANCOCK LIFE INS. CO. · Recordkeeping · Investment management$1,300
EDWARD D. JONES & CO · Investment advisory (participants)$5,105

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024John Hancock
2023John Hancock

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$41,393 · 1.39%
2023$37,587 · 1.49%
2022$34,078 · 1.46%
Same employer
Similar plansConstruction · Arizona
Spencer Construction, LLC AZ$3.0M · 1.78%
Midstate Mechanical, Inc. AZ$3.0M · 0.52%
Teracom Services, LLC AZ$2.8M · 0.85%

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Source: U.S. Department of Labor, Form 5500 series, EIN 260176741 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.