Plan Ledger DOL Form 5500 · updated monthly

Rcb Bank401(k)

RCB BANK 401(K) PLAN · CLAREMORE, OK · plan year 2024

Reported admin expense ratio · 2024
0.44%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Rcb Bank reported $152,658 in plan administrative expenses for 2024: 0.44% of average plan assets, above the peer median. Employer contributions averaged $0 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.44%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other finance & insurance employers. By assets it is the 156th-largest of 724 plans among Oklahoma employers on file, and the 2,092nd of 4,798 in finance & insurance.

Plan summary
Net assets, end of year$36,985,288
Participants with balances903
Active participants775
Employer contributions$0
Employee contributions$3,365,825
Employer contribution per active participant$0
Average account balance$40,958
Benefits paid to participants$2,946,761
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$37.0M · 903 accts
2023$32.2M · 898 accts
2022$34.1M · 869 accts
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$94,830
Investment management$53,700
Total administrative$152,658
The Rcb Bank 401(k) match · 2024
Employer contribution per active participant$0
Median for plans this size$2,416

Rcb Bank's 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$94,830
GLOBAL RETIREMENT PARTNERS LLC · Investment advisory (plan)$30,515
WELLTH ADVISORY SERVICES LLC · Investment advisory (plan)$23,184

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$152,658 · 0.44%
2023$136,087 · 0.41%
2022$157,432 · 0.43%
Similar plansFinance & Insurance · Oklahoma
Armstrong Bank OK$48.5M · 0.41%
Chandler (U.S.A.), Inc. OK$40.6M · 0.04%
Weokie Federal Credit Union OK$39.0M · 0.18%
Central Service Corporation OK$38.6M · 0.10%
Truity Federal Credit Union OK$34.6M · 0.22%
Nbc Corp. of Oklahoma Inc. OK$31.2M · 0.37%

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Source: U.S. Department of Labor, Form 5500 series, EIN 730427310 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.