Plan Ledger DOL Form 5500 · updated monthly

Rategain Technologies, Inc.401(k)

RATEGAIN TECHNOLOGIES, INC. 401(K) SAVINGS PLAN · IRVING, TX · plan year 2024

Reported admin expense ratio · 2024
0.45%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Rategain Technologies, Inc. reported $123,048 in plan administrative expenses for 2024: 0.45% of average plan assets, above the peer median. Employer contributions averaged $4,498 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.30% to 0.45%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other information & media employers. By assets it is the 1,588th-largest of 5,688 plans among Texas employers on file, and the 810th of 2,199 in information & media. In 2024, employees put in $2.10 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$28,666,462
Participants with balances248
Active participants103
Employer contributions$463,264
Employee contributions$974,450
Employer contribution per active participant$4,498
Average account balance$115,591
Benefits paid to participants$3,510,529
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$28.7M · 248 accts · $463K emplr
2023$26.4M · 262 accts · $424K emplr
2022$22.5M · 251 accts · $239K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$62,515
Investment management$41,783
Audit (IQPA)$18,750
Total administrative$123,048
The Rategain Technologies, Inc. 401(k) match · 2024
Employer contribution per active participant$4,498
Median for plans this size$2,416
2024$4,498 per active participant
2023$3,337 per active participant
2022$2,297 per active participant

Rategain Technologies, Inc.'s 2024 employer contribution ran above the $2,416 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20245
MILLIMAN, INC. · Recordkeeping · Pension consulting$53,694
ALLIANT RETIREMENT CONSULTING · Recordkeeping · Pension consulting$41,783
HOGAN TAYLOR LLP · Recordkeeping · Pension consulting$18,750
CHARLES SCHWAB TRUST BANK · Custodial (securities) · Trustee (directed)$17
CHARLES SCHWAB & CO., INC. · Custodial (securities) · Trustee (directed)indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024ALLIANT RETIREMENT CONSULTING, HOGAN TAYLOR LLP, Milliman
2023ALLIANT RETIREMENT CONSULTING, BAKER TILLY US LLP, HOGAN TAYLOR LLP, Milliman

This plan has changed recordkeepers within these filings. If you left Rategain Technologies, Inc. before a switch, your account may sit at the earlier firm or in a rollover IRA. Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$123,048 · 0.45%
2023$84,544 · 0.35%
2022$76,182 · 0.30%
Similar plansInformation & Media · Texas
Hyphen Solutions, LLC TX$32.7M · 0.22%
Mk Systems USA, Inc. TX$31.6M · 0.18%
Access Telecare, LLC TX$31.2M · 0.16%
Wargaming (USA), Inc. TX$30.4M · 0.25%
Personify Corporation TX$28.5M · 0.33%
Extenet Systems. Inc. TX$27.4M · 0.27%
Exponent Technologies, Inc. TX$27.3M · 0.34%
Datavox, Inc. TX$27.2M · 0.34%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 352531679 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.