Ramey-Estep Homes, Inc.401(k)
RAMEY-ESTEP HOMES, INC. 401(K) RETIREMENT SAVINGS PLAN · RUSH, KY · plan year 2025
Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works
Ramey-Estep Homes, Inc. reported $38,026 in plan administrative expenses for 2025: 0.62% of average plan assets, above the peer median. Employer contributions averaged $1,274 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.
Across the 3 years on file its reported administrative ratio fell from 0.69% to 0.62%. The plan sits in the $1M–$10M size bracket, benchmarked here against 809 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in Kentucky (569th of 871), and 6,852nd of 11,911 in health care & social assistance. In 2025, employees put in $1.44 for every $1.00 the employer contributed; active participation has grown from 212 to 298 since 2022.
Ramey-Estep Homes, Inc.'s 2025 employer contribution ran below the $1,464 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.
Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.
Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.
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Source: U.S. Department of Labor, Form 5500 series, EIN 610595497 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.