Plan Ledger DOL Form 5500 · updated monthly

R.W. Sauder, Inc.401(k)

R.W. SAUDER, INC. 401(K) PROFIT SHARING PLAN · LITITZ, PA · plan year 2024

Reported admin expense ratio · 2024
0.33%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

R.W. Sauder, Inc. reported $71,938 in plan administrative expenses for 2024: 0.33% of average plan assets, above the peer median. Employer contributions averaged $1,845 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.11% to 0.33%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other agriculture, forestry & fishing employers. By assets it is the 1,432nd-largest of 3,651 plans among Pennsylvania employers on file, and the 214th of 945 in agriculture, forestry & fishing. In 2024, employees put in $2.30 for every $1.00 the employer contributed; active participation has shrunk from 298 to 258 since 2022.

Plan summary
Net assets, end of year$22,558,843
Participants with balances362
Active participants258
Employer contributions$476,071
Employee contributions$1,095,966
Employer contribution per active participant$1,845
Average account balance$62,317
Benefits paid to participants$3,221,322
Plan auditUnmodified (clean) audit opinion
AuditorRKL, LLP
Plan history3
Yearassets · accounts · employer contribution
2024$22.6M · 362 accts · $476K emplr
2023$21.5M · 362 accts · $168K emplr
2022$20.5M · 375 accts · $349K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$4,099
Investment management$53,467
Audit (IQPA)$14,372
Total administrative$71,938
The R.W. Sauder, Inc. 401(k) match · 2024
Employer contribution per active participant$1,845
Median for plans this size$2,416
2024$1,845 per active participant
2023$658 per active participant
2022$1,172 per active participant

R.W. Sauder, Inc.'s 2024 employer contribution ran below the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
CONCURRENT INVESTMENT · Investment advisory (plan)$53,467
RKL, LLP · Accounting / audit$14,372
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$4,099

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$71,938 · 0.33%
2023$47,049 · 0.22%
2022$21,727 · 0.11%
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Source: U.S. Department of Labor, Form 5500 series, EIN 236542183 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.