Plan Ledger DOL Form 5500 · updated monthly

R.L. Young, LLC401(k)

YOUNG & ASSOCIATES 401(K) PLAN · DES PERES, MO · plan year 2024

Reported admin expense ratio · 2024
0.27%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

R.L. Young, LLC reported $51,587 in plan administrative expenses for 2024: 0.27% of average plan assets, below the peer median. Employer contributions averaged $2,444 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.06% to 0.27%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other professional & technical services employers. By assets it is the 502nd-largest of 1,393 plans among Missouri employers on file, and the 4,594th of 11,654 in professional & technical services. In 2024, employees put in $2.38 for every $1.00 the employer contributed; active participation has grown from 390 to 724 since 2022.

Plan summary
Net assets, end of year$26,185,645
Participants with balances579
Active participants724
Employer contributions$1,769,196
Employee contributions$4,211,002
Employer contribution per active participant$2,444
Average account balance$45,226
Benefits paid to participants$1,957,124
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$26.2M · 579 accts · $1.8M emplr
2023$12.4M · 477 accts · $252K emplr
2022$5.3M · 318 accts
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$4,583
Investment management$12,372
Total administrative$51,587
The R.L. Young, LLC 401(k) match · 2024
Employer contribution per active participant$2,444
Median for plans this size$2,416
2024$2,444 per active participant
2023$505 per active participant

R.L. Young, LLC's 2024 employer contribution ran above the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
CREATIVE PLANNING · Consulting$34,632
STRATEGIC ADVISORS, INC. · Investment advisory (plan)$12,372
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$4,583

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$51,587 · 0.27%
2023$7,473 · 0.08%
2022$2,111 · 0.06%
Similar plansProfessional & Technical Services · Missouri
Navvis & Company MO$27.4M · 0.42%
Conexon, LLC MO$27.2M · 0.33%
Carevet Missouri, LLC MO$24.2M · 0.48%
Own, Inc. MO$23.9M · 0.17%

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Source: U.S. Department of Labor, Form 5500 series, EIN 461989547 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.