Plan Ledger DOL Form 5500 · updated monthly

Quest Diagnostics Clinical Laboratories, Inc.401(k) + ESOP (KSOP)

THE QUEST DIAGNOSTICS PROFIT SHARING PLAN · SECAUCUS, NJ · plan year 2025

Reported admin expense ratio · 2025
0.03%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Quest Diagnostics Clinical Laboratories, Inc. reported $2,031,000 in plan administrative expenses for 2025: 0.03% of average plan assets, below the peer median. Employer contributions averaged $2,176 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.02% to 0.03%. The plan sits in the over $1B size bracket, benchmarked here against 141 comparable plans and shown alongside other health care & social assistance employers. By assets it is the 19th-largest of 2,419 plans among New Jersey employers on file, and the 18th of 11,911 in health care & social assistance. In 2025, employees put in $1.93 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$6,228,588,000
Participants with balances47,585
Active participants48,789
Employer contributions$106,159,000
Employee contributions$204,797,000
Employer contribution per active participant$2,176
Average account balance$130,894
Benefits paid to participants$608,446,000
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$6.2B · 47,585 accts · $106.2M emplr
2024$5.6B · 46,617 accts · $100.7M emplr
2023$5.1B · 46,044 accts · $98.8M emplr
2022$4.6B · 46,349 accts · $100.6M emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$1,750,000
Investment management$78,000
Total administrative$2,031,000
The Quest Diagnostics Clinical Laboratories, Inc. 401(k) match · 2025
Employer contribution per active participant$2,176
Median for plans this size$5,084
2025$2,176 per active participant
2024$2,072 per active participant
2023$2,073 per active participant
2022$2,069 per active participant

Quest Diagnostics Clinical Laboratories, Inc.'s 2025 employer contribution ran below the $5,084 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20255
FIDELITY INVESTMENTS INSTITUTIONAL · Recordkeeping · Loan processing$1,750,000
RISK STRATEIES CONSULTING, INC. · Consulting$127,000
AON INVESTMENTS USA INC · Investment advisory (plan)$78,000
THOMPSON HINE LLP · Legal$60,000
WILLIS TOWERS WATSON US LLC · Consulting$13,000

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025Fidelity
2024Fidelity
2023Fidelity

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history4
2025$2,031,000 · 0.03%
2024$2,273,000 · 0.04%
2023$1,731,000 · 0.04%
2022$791,000 · 0.02%
Same employer
Similar plansHealth Care & Social Assistance · New Jersey
Sutter Health CA$7.6B · 0.03%
Stanford Health Care CA$6.9B · 0.03%
Banner Health AZ$4.9B · 0.09%
Upmc PA$4.9B · 0.10%

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Source: U.S. Department of Labor, Form 5500 series, EIN 382084239 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.