Plan Ledger DOL Form 5500 · updated monthly

Prohealth Physicians, P.C.401(k)

OPTUMCARE 401(K) RETIREMENT PLAN · MINNETONKA, MN · plan year 2025

Reported admin expense ratio · 2025
0.01%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Prohealth Physicians, P.C. reported $744,556 in plan administrative expenses for 2025: 0.01% of average plan assets, lower than ~75% of peers. Employer contributions averaged $2,366 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.05% to 0.01%. The plan sits in the over $1B size bracket, benchmarked here against 141 comparable plans and shown alongside other health care & social assistance employers. By assets it is the 9th-largest of 1,918 plans among Minnesota employers on file, and the 19th of 11,911 in health care & social assistance. In 2025, employees put in $2.77 for every $1.00 the employer contributed; active participation has grown from 29,336 to 39,597 since 2022.

Plan summary
Net assets, end of year$5,987,827,910
Participants with balances59,762
Active participants39,597
Employer contributions$93,688,018
Employee contributions$259,755,563
Employer contribution per active participant$2,366
Average account balance$100,195
Benefits paid to participants$594,419,824
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$6.0B · 59,762 accts · $93.7M emplr
2024$4.6B · 50,539 accts · $85.4M emplr
2023$3.0B · 44,118 accts · $73.0M emplr
2022$939.8M · 20,488 accts · $26.7M emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$744,556
Total administrative$744,556
The Prohealth Physicians, P.C. 401(k) match · 2025
Employer contribution per active participant$2,366
Median for plans this size$5,084
2025$2,366 per active participant
2024$2,471 per active participant
2023$2,277 per active participant
2022$909 per active participant

Prohealth Physicians, P.C.'s 2025 employer contribution ran below the $5,084 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20251
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$744,556

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$744,556 · 0.01%
2024$907,268 · 0.02%
2023$859,776 · 0.04%
2022$421,882 · 0.05%
Same employer
Similar plansHealth Care & Social Assistance · Minnesota
Mayo Clinic MN$15.1B · 0.07%
Stanford Health Care CA$6.9B · 0.03%
Banner Health AZ$4.9B · 0.09%
Upmc PA$4.9B · 0.10%

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Source: U.S. Department of Labor, Form 5500 series, EIN 061469068 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.