Plan Ledger DOL Form 5500 · updated monthly

QK4 Inc.401(k)

QK4 401K SAVINGS PLAN · LOUISVILLE, KY · plan year 2024

Reported admin expense ratio · 2024
0.44%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

QK4 Inc. reported $95,015 in plan administrative expenses for 2024: 0.44% of average plan assets, above the peer median. Employer contributions averaged $3,562 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.48% to 0.44%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other professional & technical services employers. By assets it is the 264th-largest of 871 plans among Kentucky employers on file, and the 5,045th of 11,654 in professional & technical services. In 2024, employees put in $2.31 for every $1.00 the employer contributed; active participation has grown from 146 to 163 since 2022.

Plan summary
Net assets, end of year$23,086,430
Participants with balances170
Active participants163
Employer contributions$580,579
Employee contributions$1,341,229
Employer contribution per active participant$3,562
Average account balance$135,803
Benefits paid to participants$1,509,601
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$23.1M · 170 accts · $581K emplr
2023$20.4M · 160 accts · $510K emplr
2022$17.0M · 136 accts · $438K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$43,075
Investment management$51,940
Total administrative$95,015
The QK4 Inc. 401(k) match · 2024
Employer contribution per active participant$3,562
Median for plans this size$2,416
2024$3,562 per active participant
2023$3,246 per active participant
2022$3,002 per active participant

QK4 Inc.'s 2024 employer contribution ran above the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
ONEAMERICA RETIREMENT SERVICES · Recordkeeping · Loan processing$43,074
ROBERT W BAIRD · Investment management$51,940
MATRIX TRUST COMPANY · Custodial (securities) · Trusteeindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024OneAmerica
2023OneAmerica

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$95,015 · 0.44%
2023$83,146 · 0.44%
2022$75,514 · 0.48%
Same employer
Similar plansProfessional & Technical Services · Kentucky
McBrayer PLLC KY$26.6M · 0.01%
Verisys Corporation KY$26.0M · 0.45%
Lafayette Engineering, Inc. KY$23.3M · 0.01%
Universal Woods, LLC KY$19.8M · 0.46%

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Source: U.S. Department of Labor, Form 5500 series, EIN 610865261 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.