Plan Ledger DOL Form 5500 · updated monthly

Deming, Malone, Livesay & Ostroff401(k)

DMLO 401K RETIREMENT PLAN · LOUISVILLE, KY · plan year 2024

Reported admin expense ratio · 2024
0.27%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Deming, Malone, Livesay & Ostroff reported $61,720 in plan administrative expenses for 2024: 0.27% of average plan assets, below the peer median. Employer contributions averaged $6,102 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.07% to 0.27%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other professional & technical services employers. By assets it is the 257th-largest of 871 plans among Kentucky employers on file, and the 4,928th of 11,654 in professional & technical services. In 2024, employees put in $1.18 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$23,842,716
Participants with balances200
Active participants148
Employer contributions$903,080
Employee contributions$1,061,417
Employer contribution per active participant$6,102
Average account balance$119,214
Benefits paid to participants$3,435,729
Plan auditUnmodified (clean) audit opinion
AuditorBLAND & ASSOCIATES, PC
Plan history3
Yearassets · accounts · employer contribution
2024$23.8M · 200 accts · $903K emplr
2023$22.1M · 198 accts · $884K emplr
2022$17.7M · 200 accts · $199K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$42,520
Investment management$19,200
Total administrative$61,720
The Deming, Malone, Livesay & Ostroff 401(k) match · 2024
Employer contribution per active participant$6,102
Median for plans this size$2,416
2024$6,102 per active participant
2023$6,013 per active participant
2022$1,274 per active participant

Deming, Malone, Livesay & Ostroff's 2024 employer contribution ran above the $2,416 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
KPP ADVISORY SERVICES · Investment advisory (plan)$19,200
RETIREMENT MANAGEMENT SERVICES LLC · Contract administrator$2,050

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$61,720 · 0.27%
2023$50,292 · 0.25%
2022$12,291 · 0.07%
Similar plansProfessional & Technical Services · Kentucky
Vonlehman & Company, Inc. KY$28.8M · 0.31%
McBrayer PLLC KY$26.6M · 0.01%
Verisys Corporation KY$26.0M · 0.45%
Lafayette Engineering, Inc. KY$23.3M · 0.01%
QK4 Inc. KY$23.1M · 0.44%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 611064249 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.