Plan Ledger DOL Form 5500 · updated monthly

Providence Country Day School403(b)

PROVIDENCE COUNTRY DAY SCHOOL DEFINED CONTRIBUTION RETIREMENT PLAN · EAST PROVIDENCE, RI · plan year 2024

Reported admin expense ratio · 2024
0.11%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Providence Country Day School reported $16,927 in plan administrative expenses for 2024: 0.11% of average plan assets, lower than ~75% of peers. Employer contributions averaged $435 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.09% to 0.11%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other educational services employers. By assets it is the 143rd-largest of 286 plans among Rhode Island employers on file, and 1,797th of 3,091 in educational services. In 2024, employees put in $5.14 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$15,349,626
Participants with balances205
Active participants146
Employer contributions$63,581
Employee contributions$326,558
Employer contribution per active participant$435
Average account balance$74,876
Benefits paid to participants$1,754,598
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$15.3M · 205 accts · $64K emplr
2023$15.0M · 197 accts · $55K emplr
2022$14.8M · 197 accts · $54K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$16,927
Total administrative$16,927
Employer contributions to the Providence Country Day School plan · 2024
Employer contribution per active participant$435
Median for plans this size$2,416
2024$435 per active participant
2023$411 per active participant
2022$385 per active participant

Providence Country Day School's 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
BLACK POINT WEALTH MGMT, J HARRIS · Other services$8,126
TEACHERS INSURANCE & ANNUITY ASSOCI · Other services$6,348

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$16,927 · 0.11%
2023$15,265 · 0.10%
2022$15,322 · 0.09%
Similar plansEducational Services · Rhode Island
The Wheeler School RI$70.3M · 0.11%
St. George's School RI$58.8M · 0.04%
Lincoln School RI$31.5M · 0.15%
The Gordon School RI$22.8M · 0.23%
Harmony Hill School, Inc. RI$3.0M · 0.67%
Highlander Charter School RI$2.7M · 0.24%

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Source: U.S. Department of Labor, Form 5500 series, EIN 050258934 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.